Personal Finance 
0
comments

Do loyal customers really get treated better?

Whether it’s through rewards programs or special invites, companies often tout an appreciation for customer loyalty.

Yet, every few months, I find myself challenging my Internet service provider over a “promotional offer” that has expired, which means I’m paying more than new customers.

It’s become a pretty standard call, and with a little negotiating, I can usually get them to bring my bill back down. But recently, this made me wonder: Do loyal customers actually get treated better?

Customer loyalty undoubtedly has great value for companies. But what about consumers?

Do consumers actually benefit from staying with a company or institution for a long time? Is there any added benefit to your loyalty to a company, or will a business exert the same amount of effort on any customer?

I spoke to a few professionals and experts to find out.
(Click to continue reading…)


 Career 
0
comments

Blindly chasing any and every job isn’t a smart way to launch your career…Here’s how to do better

I think we can all agree that time = money. But, when it comes to job hunting, that may not be the only equation worth considering.

I’m in my mid-twenties, and since graduating college, I have always been told to apply for jobs, as many as I can, even those that seem far out of my league. I think this is advice that permeates an entire generation. We can “have it all.” That is a great notion and I fully support the idea of challenging oneself and pushing the boundaries of our respective comfort zones.

But, many people like me (a full-time freelance journalist) wind up spending massive amounts of time applying for jobs we will never get under the misconception that we can land that dream job if we just keep trying. Some of us will! But most won’t.

Fortunately, I think there are ways to job hunt that need not waste our precious time. (Of course this advice is not applicable to everyone — recent grads, and others, from all walks of life, often just need to find something to keep them afloat.)

If you have a little wiggle room though, you should be looking hard for jobs you could realistically perform and wantto do.
(Click to continue reading…)


 Personal Finance 
3
comments

Boss ripping you off? Here’s what to do about it

Earlier this year, beloved celebrity chef Mario Batali agreed to settle a lawsuit brought by his employees for $5.25 million. Their claim? Batali’s restaurants were allegedly confiscating tips from workers to increase profits.

Maybe it comes as a surprise to you; maybe it doesn’t. But wage theft is a pretty common occurrence in the United States. Kim Bobo is the author of Wage Theft in America: Why Millions of Working Americans Are Not Getting Paid-And What We Can Do About It. She says the issue is a systematic problem that’s often assumed and accepted, despite the fact that it’s illegal.

“It’s a business model that is accepted. It’s almost like the Wild, Wild West in terms of wage theft right now. It’s so pervasive in this society,” Bobo says. “I think what happens is that so many of us think it’s just an individual problem. We don’t think about it as sort of a systemic problem.”

Bobo explains that the problem exists in a variety of industries, but especially construction, retail and restaurants. Essentially, low-wage workers are targeted most. In fact, about $2,600 a year is stolen annually per low-wage worker.

And it’s not limited to skimming tips.
(Click to continue reading…)


 MoneyDerp 
4
comments

Student raises $1,000 to take burrito skydiving

A design student from Chicago recently launched a fairly ridiculous Kickstarter campaign: He wanted to buy a burrito and graph its “deliciousness.”

With an original funding goal of $8, Noboru Bitoy has blown that target out of the water. As of this post, he’s raised a whopping $1,050, all based on this simple promise:

    “Just how delicious is a chicken burrito from my local Chipotle? I will find & display the answer in a creative presentation!”

Bitoy is hardly the source of “derp” in this story; it’s most definitely the 258 donors who have backed his campaign. Although, to be fair, those who donate $10 are given a sticker, and those who pledge $25 or more get a T-shirt, too.

If anything, Bitoy might just be a Kickstarter genius. He mentions that he’s in no way affiliated with Chipotle. However, after this, they may consider recruiting him for marketing.

The minimum pledge amount on Bitoy’s campaign is $1, and for that amount, he promised to graph the deliciousness of his burrito, and then send “a completed version of the Deliciousness Graphic in a .PDF file.”

Because accountability is important on Kickstater, Bitoy made sure to list the risks and challenges, which include an order mix-up and his own inability to successfully consume the burrito.

“I might drop the burrito on the floor,” he wrote.
(Click to continue reading…)


 Money Lab 
4
comments

Always buy the biggest pizza…That’s why God created freezers…And big ziplock bags

We suspect you don’t really need another reason to buy a bigger pizza.

But if you do, here’s a great one: You’ll get more pizza for your money if you go with the larger pie.
Quoctrung Bui of Planet Money recently studied this after noticing something while eating lunch with an engineer.

Though the engineer claimed not to be very hungry, he ordered the 12-inch medium pizza instead of the 8-inch small. His reasoning: The medium was more than twice as big as the small and only cost a bit more.

The math of why the bigger pizza is a better deal is straightforward. The area of a circle, the pizza in this case, increases with the square of the radius.
(Click to continue reading…)


 Frugal Living 
7
comments

What can you do with a busted smart phone?

Well, that really depends on your phone’s make and model and how broken we’re talking.

Let’s say you trip and drop your smart phone down a flight of stairs or accidentally fling it into a toilet and find that some critical function has been lost. It will no longer text or tweet, or has stopped playing You Tube and Candy Crush.

What do you do? Maybe you exchange it for a refurbished phone, sell it for its parts or simply drop it off at a recycling center. Maybe you do absolutely nothing.

But you are not the average consumer! No, you are the savvy, DIY type always down to save a buck. So what are some things you can do with a broken phone that still maintains some measure of functionality?

1. Busted smartphones can be a goldmine for new parents. You could spend up to $300 on a brand new baby monitor system, or you could just rig up your own with an otherwise unusable iPhone. (This method, however, does require the use of one functional iPhone.) Assuming your broken phone still has some audio/camera capabilities, you can stream both from the broken phone to the usable one. Do yourself a favor though and leave the busted one with baby! (I’m not a professional in the childcare field and would strongly recommend consulting one before using this method.)

(Click to continue reading…)


 Science Says 
11
comments

9 real superfoods you can actually afford

Cheap superfoods

There’s no getting around it: a healthy diet is more expensive than an unhealthy one. But that doesn’t mean your food choices should be limited to the dollar menu at your favorite fast food joint. Add some cheap superfoods to your diet and you’ll be making healthy choices that also fit within your grocery budget.

“You’ll get more bang for your buck,” says Angela Ginn, registered dietician nutritionist and spokesperson for the Academy of Nutrition and Dietetics. Superfood is just a catchy term that’s being thrown around to refer to foods that are “nutrient-rich” says Ginn.

Here’s are some cheap superfoods to add to that unhealthy diet of refined carbohydrates and processed meats you’ve got there, with average prices and Ginn’s rundown of the nutritional benefits for each.

(Click to continue reading…)


 Personal Finance 
9
comments

Feel like it’s time to intervene in a friend’s finances? Read this first

Intervening in a friends money mistakes doesn't always make senseSometimes, it’s hard not to be a money know-it-all. You witness a friend making terrible money decisions, and you just want to grab them by the collar and say, Dude. You’re doing it all wrong!

Talking about money isn’t easy. It’s also not easy to see a friend become overwhelmed by their finances because of bad money decisions.

So how do you know when it’s time to intervene with a friend’s money mistakes? Is a “money intervention” ever a good idea?

Syble Solomon is an expert in talking to people about money. That’s what she does for a living as the Founder and President of LifeWise Strategies and creator of Money Habitudes.

“Before offering anyone advice, ask yourself a few questions,” Solomon says.
(Click to continue reading…)


Advertising Disclosure: Bargaineering may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
About | Contact Me | Privacy Policy/Your California Privacy Rights | Terms of Use | Press
Copyright © 2014 by www.Bargaineering.com. All rights reserved.