Comments on: 0% Balance Transfer Card Guide: 2008 Edition http://www.bargaineering.com/articles/0-balance-transfer-card-guide-2008-edition.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 06:04:27 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: T http://www.bargaineering.com/articles/0-balance-transfer-card-guide-2008-edition.html/comment-page-1#comment-277811 T Wed, 27 Aug 2008 01:42:07 +0000 http://www.bargaineering.com/articles/?p=3390#comment-277811 Also be careful to watch your due dates. I have a Discover card 0% which I'm using to pay down debt. I've gone paperless and had setup automatic payments that would pay just a few day before the due date. I made the mistake of not checking my monthly bill, and Discover changed my due date and all of a sudden I was late one month and had an interest rate of 28%. Luckily I emailed them and explained what happend they returned the 0% and refunded the interest charge but left the late fee, which is fine, since I guess it was my fault for not being more careful. Also be careful to watch your due dates.

I have a Discover card 0% which I’m using to pay down debt. I’ve gone paperless and had setup automatic payments that would pay just a few day before the due date.

I made the mistake of not checking my monthly bill, and Discover changed my due date and all of a sudden I was late one month and had an interest rate of 28%. Luckily I emailed them and explained what happend they returned the 0% and refunded the interest charge but left the late fee, which is fine, since I guess it was my fault for not being more careful.

]]> By: prophet http://www.bargaineering.com/articles/0-balance-transfer-card-guide-2008-edition.html/comment-page-1#comment-275554 prophet Fri, 15 Aug 2008 17:55:39 +0000 http://www.bargaineering.com/articles/?p=3390#comment-275554 be careful with the new set of offers coming in the mail. This week i got a providian , which has 0Pct for a year but only 4 months for purchases. I have seen a few offers like this , so you will have those purchases paid off after your 0% is paid off, because most cards pay lowest to highest interest rates off first. be careful with the new set of offers coming in the mail.
This week i got a providian , which has 0Pct for a year but only 4 months for purchases. I have seen a few offers like this , so you will have those purchases paid off after your 0% is paid off, because most cards pay lowest to highest interest rates off first.

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