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$100 Bank of America Checking Promotion

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Bank of AmericaLesson of the Day: Don’t open a Bank of America checking account unless they’re offering you at least a hundred bucks to sign up. This time, Bank of America is saying “welcome to the neighborhood” with their latest re-packaging of this offer. The offer itself is pretty simple, just open a new personal checking account with BoA, deposit $100, and in 90 days BoA will deposit $100. This offer only applies if you are a new customer. If you don’t apply online via this link, then visit a branch and tell them you want offer AOU2611. This offer expires Jan 01, 2008.

Fees:

If you open a Regular Checking account, the most basic of the accounts, the monthly maintenance fee is $7 with a direct deposit and $8 without a direct deposit (that boggles my mind, one dollar off!?). If you maintain a minimum balance of over $750, then the fee is waived. There are other fee reducing conditions but $750 is the bare minimum.

Bob points out that “My Access Checking” is also eligible for this offer and it has no fees. (Thanks Bob!)

Terms & Conditions:

Offer expires 1/31/2008 and is available through our online application or in any Bank of America banking center. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Student checking accounts are not eligible for this offer. Bank of America associates are not eligible for this offer. All accounts are subject to our normal approval process. This form must be presented at the time the account is opened if account is opened in a banking center. This minimum deposit required to open a new, personal checking account and receive the $100 offer is $100. We will make every attempt to directly deposit the $100 into your new Bank of America checking account. If for any reason we are unable to do so, a check will be issued as a replacement. We will deposit the money within 90 days of opening your new account. Limit one check per household. To the extent required by law, Bank of America will report the value of the offer to the IRS on Form 1099. Any applicable taxes are the responsibility of the account holder. For interest-bearing personal checking accounts, the Annual Percentage Yield (APY) is 0.05% as of 10/9/2007 for any account balance. The rate may change after the account is opened. Fees could reduce earnings on the account. Please consult a Banking Center, visit bankofamerica.com or see the Personal Schedule of Fees for other account fees, rates and information.

Bank of America $50 Movers Promotion

If that promotion has ended, you can always count on the $50 Movers promotion they always run for new checking accounts. The latest expiration date is 2/27/09 with offer code AOU261208 but this thing refreshes every time it “expires.” It’s associated with the USPS Movers package. Basically the same thing as the above, just for $50.

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6 Responses to “$100 Bank of America Checking Promotion”

  1. Scott says:

    I noticed yesterday while I was at my local branch that BofA is also now offering a credit card that gives 1.5 world points per dollar spent (with no limit) if the customer also has a deposit, investment, or loan account with them. Might be worth checking out if you’re doing this offer already.

  2. Bob says:

    “My Access Checking” has no fees, no direct deposit requirement, and no minimum balance requirement. It also qualifies for the $100 offer.

  3. $7-$8 monthly fees? That sounds like a horrible account.

  4. Pat says:

    Dude you rock! Between the credit cards and the checking bonuses and the gas rebate for the credit watch I’ve made like 1200 bucks sitting at my computer at work!

  5. Anonymous says:

    Cool! I was looking for a signup offer but is $100 really enough? Citi always has $200 ones every once in a while!

  6. MoneyNing says:

    Oops forgot to put my name down :) If anyone finds one that is $200, let me know :)


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