$100 Credit Card Signup Deals

Update: I’ve since created a comprehensive list of credit card offers & promotions that contains far more than the handful of promotions available here.

It costs credit card companies $200 per new credit card sign up, so make them give you some of that via gift cards or straight cash:

Discover Business - Get $100 in free money once you spend $1,000 within the first three months. It is a business card but you can use your Social Security Number as your EIN (that’s what sole proprietorships do). There is also a 0% APR balance transfer for 12 month offer and there is no annual fee.
Business Gold Rewards Card - Get $250 in free money! (this deal will be expiring very soon) It is a business card but you can use your Social Security Number as your EIN (that’s what sole proprietorships do). Just as a warning, this card has a $125 annual fee that is waived for the first year.
Starwood Preferred Guest Business Credit Card from American Express - 10,000 StarPoints good for a $100 gift card to Amazon.com after your first purchase. Unfortunately no balance transfer and the $30 annual fee is waived for the first year.
American Express Preferred Rewards Gold CardAmerican Express Preferred Rewards Gold Card - 10,000 Membership Reward points will be credited to your Membership Rewards account 6 to 8 weeks after your first purchase, annual fee waived for the first year. 10,000 points is worth $100 in gift cards or 10,000 miles.
CitiBusiness Card with ThankYou Network - $100 worth of Thank You Rewards after $250 in purchases.
Citi Diamond Preferred Rewards Card - This one is offering a $50 gift card (6,000 Thank You Points) after $100 in purchases plus up to a 12 month 0% balance transfer (though there is a balance transfer fee) and 5 points per purchase (essentially 5%) at supermarkets, gas stations and drugstores.

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17 Comments - Share Your Thoughts

Rather than just endorse these cards (as an affiliate member), you might want to also state how these cards are rated by someone like www .cardratings.com. Citibank is a good choice but there are better reward incentives (cash back). Also, no one should pay an annual fee for Amex now that they have Blue and other no fee cards.

I’m listing these cards strictly for their $100 promotional offers and the AMEX’s annual fee has been waived in the first year.

There is a 3% transaction fee on balance transfers with the Sony card, so it’s probably not a good idea for those just looking to earn interest on the money.

The Citi Professional Card now has the balance transfer rate for only 9 months rather than 12.

Do you need an actual business to apply and receive the AMEX Business Gold Rewards Card? On the application they ask for your Federal Tax ID # and your business name. I’m addicted to these $100 gift card offers and so far this year have $700 in Target and Toys R Us gift cards for some free Christmas shopping. More cards couldn’t hurt.

If you had a sole proprietorship your tax id number is your social security number and your business name would be your name (or whatever you wanted as a business name).

The SonyCard application says:

***********************
Terms & Conditions:
1 Offer subject to credit approval. Card credit will be applied to your Sony Card account 8-12 weeks after your first purchase. Offer expires March 31, 2006. First purchase must be made by June 30, 2007
***********************

It’s obviously well past March 31, 2006. Does anybody know whether it’s still available?

[...] Blueprint for Financial Prosperity has a list of six credit cards giving away a combined $700 in free money after your first purchase. It’s a combination of points (that can be converted to gift cards) and statement credits but it’s an easy $700 to be made if you have a good enough credit history to be accepted. [...]

Re: Guaranty Group Business Credit Card

I can’t make the link work….. help?

never mind - somehow the guaranty credit card link worked all of a sudden - must have been something on my internet blipping….

is applying to all these credit cards and then just cancelling them bad for your credit score?

In the short term it is, you increase the number of applications; long term, not at all.

If you plan on getting a big loan in the next few months, DO NOT APPLY FOR A CREDIT CARD; if you don’t plan on a big loan, I don’t see a problem.

Can you sign up for the cards as a sole proprietorship if you just ocassionaly sell items online? Or do you need to be a “legal” business?

I’ve signed up as a sole proprietorship without any problems whatsoever.

Any1 know when the sony credit card is approved ….i got a “We are currently reviewing your application. You will be notified in writing about the status of your application within 30 days.” Do they really credit 150$ after your first purchase?

I got the Sony card and bought aa $7 lunch with it in mid December. I received my $150 credit on the card last week. I was VERY pleased with the turn around time on it.

Glad I got one for my wife as well :-)

Norm

Recently got offer from AMEX, and got the $100 statement credit, ASAP! I bought a $250 airline ticket and got the credit on the first statement! It was a $150 Spring Break Flight. Then got a Citi Professional Card offer in the mail, and filled it out. Then found this site, and have applied today. I will be up $450. THIS WORKS!!!!

Thank you.

Brendan Sanger


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