2nd Set of Devil’s Advocate Posts

I posted a recap after the first six Devil’s Advocate posts so it only seems appropriate I post a recap now that we’ve added eight more to the set, in case you missed any. In this set we’ve spanned almost the entire personal finance spectrum hitting on investing, budgeting, debt, and even marriage. The Don’t Get Married post led to some fun in the house for me.

Also, I’d be interested to hear what you all thought of the whole Devil’s Advocate series in general - stupid? interesting? gimmicky? fun? Any and all comments, critiques, questions, potential topics, whatever… please let me know!

• Invest In Your Company - You know your company right? You probably know it better than company XYZ, which you may have considered investing in, so why not put a few dollars towards something you at least know?
• Don’t Budget to the Penny - Mostly because it will drive you nuts, make it harder for you to stick with it, and totally unnecessary.
• Pay Cash for Everything - It’s absolutely safer than using a credit card, no one can argue that (no one can steal your dollar and spend $29308423 on it), and your liability is limited to the dollar amount you hand over.
• Adjustable Rate Mortgages Are Awesome! - This was a guest Devil’s Advocate post and it advocates that ARMs are awesome because you pay less and you probably will move out of your house soon anyway.
• Buy That Home Warranty - This one advised that you get a home warranty because right after buying your house, that’s when you’re probably the most cash strapped… so it’s important to have insurance to weather the problems now, when you’re low on funds.
• Don’t Get Married -
• Four Reasons You Should Get A PayDay Loan - PayDay loans, by their very nature, are not evil; it’s when you fall behind that they get you badly.
• You Don’t Need College to Succeed - Oh yeah, I said it; college guarantees debt but does not guarantee success.