4.25% Emigrant Direct American Dream Savings
Emigrant Direct increased their rates to 4.25% APY on 1/26/06, up from 4.0% APY, in an obvious counter-punch to HSBC, which has been snagging up a lot of the interest rate chasers (of which I am was a card carrying member) lately.
However, right now the best rate is the temporary 4.80% from HSBC (thanks nickel). Also available is a temporary 4.75% Winter Save Up Sale from ING Direct which is made sweeter for people who aren’t current account holders because you can get $25 if you are referred from someone else (please contact me if you want/need a referral).
ING’s temporary rate is until 4/15/06, HSBC’s temporary rate is until 4/30/06.
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There are 4 comments, add your thoughts now!
Actually, the best rate right now is 4.80% at HSBC, which is good through 4/30/06.
No too much longer until we see 5%.
But for the minute differences from one to the other, it probably doesn’t pay to shift money around all that often.
Yeah, I will soon rue the day (a little over three years ago) that I snagged those 5.25% five year CDs from PenFed… Actually, even if we end up breaking them early (and pay the 6 month penalty for doing so), we’ll come out WAY ahead, as these CDs were so far above market rates at the time.
CDs?? Aren’t those the things we listened to before iPods/MP3s?
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