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	<title>Comments on: 4.25% Emigrant Direct American Dream Savings</title>
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	<link>http://www.bargaineering.com/articles/425-emigrant-direct-american-dream-savings.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: FMF</title>
		<link>http://www.bargaineering.com/articles/425-emigrant-direct-american-dream-savings.html/comment-page-1#comment-3737</link>
		<dc:creator>FMF</dc:creator>
		<pubDate>Fri, 03 Feb 2006 17:33:13 +0000</pubDate>
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		<description>CDs?? Aren&#039;t those the things we listened to before iPods/MP3s?</description>
		<content:encoded><![CDATA[<p>CDs?? Aren&#8217;t those the things we listened to before iPods/MP3s?</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.bargaineering.com/articles/425-emigrant-direct-american-dream-savings.html/comment-page-1#comment-3735</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Fri, 03 Feb 2006 16:40:33 +0000</pubDate>
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		<description>Yeah, I will soon rue the day (a little over three years ago) that I snagged those 5.25% five year CDs from PenFed... Actually, even if we end up breaking them early (and pay the 6 month penalty for doing so), we&#039;ll come out WAY ahead, as these CDs were so far above market rates at the time.</description>
		<content:encoded><![CDATA[<p>Yeah, I will soon rue the day (a little over three years ago) that I snagged those 5.25% five year CDs from PenFed&#8230; Actually, even if we end up breaking them early (and pay the 6 month penalty for doing so), we&#8217;ll come out WAY ahead, as these CDs were so far above market rates at the time.</p>
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		<title>By: FMF</title>
		<link>http://www.bargaineering.com/articles/425-emigrant-direct-american-dream-savings.html/comment-page-1#comment-3733</link>
		<dc:creator>FMF</dc:creator>
		<pubDate>Fri, 03 Feb 2006 16:26:23 +0000</pubDate>
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		<description>No too much longer until we see 5%.

But for the minute differences from one to the other, it probably doesn&#039;t pay to shift money around all that often.</description>
		<content:encoded><![CDATA[<p>No too much longer until we see 5%.</p>
<p>But for the minute differences from one to the other, it probably doesn&#8217;t pay to shift money around all that often.</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.bargaineering.com/articles/425-emigrant-direct-american-dream-savings.html/comment-page-1#comment-3727</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Fri, 03 Feb 2006 15:16:11 +0000</pubDate>
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		<description>Actually, the best rate right now is 4.80% at HSBC, which is good through 4/30/06.</description>
		<content:encoded><![CDATA[<p>Actually, the best rate right now is 4.80% at HSBC, which is good through 4/30/06.</p>
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