Comments on: 5 Reasons You Should Go Paperless

By: Susan

Susan — Tue, 13 Dec 2011 03:03:02 +0000

I agree with Chad and more so. Paperless is an excuse for corporations to avoid paying for the printing, paper and mailing costs of sending you a bill, so that YOU must incur the costs of printing it yourself. It isn’t truly paperless since you should be printing a hard copy for yourself even if you keep a copy on your computer and/or backup system – especially to record date paid and confirmation code, which you cannot record on an electronic copy.

Never trust the company to have copies of all of your bills since they all limit the number of statements available. They do not have YOUR best interests at heart by asking you to go paperless – only their own.

Since they can actually afford the paper costs, I always use paper invoices (although I pay online) unless I am forced not too.

By: Chad

Chad — Wed, 26 Oct 2011 06:57:04 +0000

Until utilities and banks offer to email encrypted statements, I am sticking with paper. Some only hold onto their statements for 90 days, and almost all force you to download each one individually, meaning the electronic paper trail often gets lost.

Much easier to stick with paper – I can shove it in a file cabinet and know its there in case of a dispute. (And I’ve had companies overbill and penalize me in error and not caught it for 6 months out – too far for an electronic statement that’s been deleted from the system)

By: Lauren

Lauren — Mon, 29 Aug 2011 14:32:08 +0000

Craig,

That’s not necessarily true. Banks are required to notify you of any changes to your accounts. Regardless of your statement preferences, you would have been sent a paper notice of that specific rate change. Also, your rate only changes once your new member offer runs out, you miss a payment or you go over your limit. The CARD Act protects consumers from other increases in rate.

By: Anonymous

Anonymous — Wed, 01 Jul 2009 20:04:28 +0000

Hello Wealth Pilgram,

We are tyring to go paperless we are in the process of researching the leagl part. I would like to talk to you. If you could call me and I would like to ask some question. 832-351-8229

Frankie DeLaPortilla
Houston, Texas 77072

By: Craig

Craig — Tue, 30 Jun 2009 16:14:23 +0000

I have discovered a reason why I will not go paperless. When considering the option I did a comparison of my Discover Card online statements from the past with my paper statements from that same time period. I quickly discovered that if one was looking at the paper statement from six months prior, vis a via, my online statement from that same month, there was one huge, and potentially costly difference in the two. The online statement from six months ago showed the interest rate on the card NOT at the rate it was at that time but rather the interest rate it had been changed to. If I would of been paperless I would have no record of previous rates and thus could not contend or bargain with the devious jerks at Discover Card.

By: EconBri

EconBri — Sun, 24 May 2009 00:30:47 +0000

I should go paperless, but I should also buy an external hard drive first to make sure that when my computer inevitably crashes my financial history doesn’t disappear as well. So until I finally take the time to do my reasearch and pick the perfect external hard drive I guess I’ll remain a tree-killer.

By: Purpose4lyfe

Purpose4lyfe — Wed, 20 May 2009 17:49:11 +0000

I love going paperless. I tend to forget to mail things so paying my bills online is very helpful. I get frusturated with companies that doesn’t offer online services. Besides, at least I still will get my statements online even if I change my address and it’s less paper to keep up with.

By: Lindsay

Lindsay — Tue, 19 May 2009 03:52:03 +0000

I have a home business, and I don’t print anything unless it’s something I have to keep for my taxes. I hate wasting paper.

Though with the whole digital world, I do sometimes wonder what will actually be left of our civilization for the archaeologists of the future. Plastic milk jugs, I suppose.

By: saladdin

saladdin — Sat, 09 May 2009 07:54:10 +0000

i have 2 in my office that print out every email they get, even stupid “birthday announcements.” and they file them. that’s time waste.

saladdin

By: troy

troy — Thu, 07 May 2009 06:44:42 +0000

I’d love to go paperless, but I find it very annoying when company X sends me an email saying my bill is ready to be viewed but that I have to LOGIN to their website to see it!

I understand why, of course (email is insecure), but don’t people find it a pain to login to all those websites just to see and download your bill?

By: Master Allan

Master Allan — Wed, 06 May 2009 14:35:10 +0000

Paperless here. My home resembles what the private quarters of a Star trek crewman’s quarters look like – uncluttered and generally sparse. Years ago I had rows of categorized 3 ring binders on two bookshelves with everything organized carefully and rarely referred back to. Today it’s PRINT->PDF or I scan them in on the bulk office scanner at work automatically to PDF.

I work overseas every year for 3 – 6 months so I can copy my virtual office to USB flash drive. It came in handy recently when I had a question about my storage unit agreement. With the time and date differences the office was closed but I had my rental contract electronic and saved me trouble.

By: Shirley

Shirley — Wed, 06 May 2009 13:46:17 +0000

We are a retired couple and I do all our financial transactions online. My husband does not use the computer and is not willing to learn to do so.

If I stopped paper bills, and then something happened to me, he would be lost. I don’t dare take that chance, as much as I would like to.

By: Paige

Paige — Wed, 06 May 2009 03:01:57 +0000

I am with Kelly, ee rarely get mail. We use online bill pay and we get e-statements for everything other than our city water/sewage bill. I love it, it makes bill paying and organizing much easier for me.

By: FairyDust

FairyDust — Tue, 05 May 2009 23:54:28 +0000

I love being paperless! In fact, it’s gotten to the point where I get downright annoyed with a company that won’t offer me that option. There are still a couple banks and utility companies I deal with that insist on mailing me paper invoices (and yes, I’m the Queen of Papercuts), which I have to file… somewhere Definitely would love to be totally paperless! And if there’s a bribe involved, all the better.

By: Stefanie

Stefanie — Tue, 05 May 2009 21:44:13 +0000

I really like being paperless as well. It means I used fewer stamps and fewer envelopes and fewer checks. I wish that my health insurance statements could be paperless as well.