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American Express Prepaid Card $25 Promotion

American Express is really amping up their promotions for their prepaid cards. Last month, they were offering a $10 bonus when you opened and loaded a card with $50 [3]. This month, they’re bumping it up to a $25 complimentary gift card when you load a card with $200 or more. The complimentary gift card is nominally higher ($25 instead of $10) but the amount you have to deposit is more. Instead of getting 20% of your loaded amount as a gift card, you’re only getting 12.5%. Still, it’s a return that trumps anything you can get elsewhere so if you have $200 and a desire to jump through a hoop or two, this could be a nice promotion for you.

I didn’t look that closely to the card the last time I wrote about the promotion but it’s has a few features I didn’t know prepaid cards offered. First off, the fact that there are no monthly/annual fees and purchase fees is something you won’t see from prepaid offers from some shadier places. Next, and this is the rare part, you get purchase protection [4], fraud protection, and even roadside assistance.

Promotion ends August 31st.

Terms & Conditions:
(1) Offer expires on August 31, 2012. To receive a $25 American Express® Gift Card (“Gift Card”), you must load $200 or more at the time you order an American Express Prepaid Card (“Card”). Card orders must be received by 11:59 PM ET August 31, 2012. Limit of one $25 Gift Card per new Card user named on a Card. Offer valid for all new Card orders with a single $200 load, including additional/supplemental accounts associated with an existing Card purchaser’s account. Card must be active when offer is fulfilled. Cannot be combined with any other offer. Limit one (1) offer per Card. After qualifying for this offer, please allow 6 weeks for the $25 Gift Card to be mailed to the Card purchaser. American Express reserves the right to refuse or to delay the delivery of Gift Card if it has determined or suspects that fraud has been committed in connection with the Card or this offer. American Express reserves the right to terminate the offer at any time if it determines, in its sole discretion, that causes beyond its control have destroyed or severely undermined the integrity, administration, security, and/or feasibility of the offer. Gift Card terms and conditions apply.