Nina, a PR person from Fleishman-Hillard on behalf of Fair Isaac, read our opinions about the subprime lending meltdown  and offered up an opportunity to ask two executives from Fair Isaac Corporation some questions. Fair Isaac bills themselves out as “a leading technology and business analytics company who, among other areas of expertise, works closely with lenders to make accurate and profitable decisions on extending credit. They’re best known for their invention of the FICO score, the credit score most widely used by lenders.”
So, if you have a burning question you’d like to see someone at the Fair Isaac answer, please leave them in the comments. Here are a few ideas to get the wheels turning and please feel free to ask multiple questions:
- How lenders are/should manage risk in an economic downturn
- How lenders are revising policies and practices to adjust to the current economic climate
- Where in the consumer credit cycle lenders are focusing now
- Insights into whom is best positioned to withstand economic downturns such as this current one
Here are a couple I’ve thought of:
- How has the behavior or criteria of lenders changed in the recent months?
- What is the likely impact and your opinion of the new FICO score ?