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How to get the most from your auto insurance claim

by Amy Fontinelle on August 25, 2014


Being involved in a car accident is scary and stressful. So is dealing with the aftermath.

It’s in the insurance company’s best interest to minimize your claim, but you’ll be able to secure a fair settlement with these four tips.

Don’t admit fault

You typically must file a police report after a car accident. There are situations when you aren’t required to, but to be on the safe side, file a report.

Describe to the police as accurately as possible what you believe happened, but don’t admit fault or say anything to the police, the other driver or any witnesses that might incriminate you.

Gather evidence that might help you later. Photograph the accident scene, capturing the location, license plates and damage. Collect contact information from any witnesses, passengers and other drivers.

At this stage, only discuss the accident with the police to minimize your chances of being misheard or misunderstood.
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Whether you’re a novice saver or seasoned investor here’s how to make up to 3% on CDs this summer

by Amy Fontinelle on June 16, 2014


Interest rates are at record lows, but you’ve got to put your money somewhere.

With most savings accounts paying a pathetic 0.10% APY CDs remain a better paying alternative.

Believe it or not, you can earn as much as 3% on some local deals and up to 2.30% on nationally available certificates of deposit.

There are also some special types of CDs that help savers get started, provide the flexibility to make additional deposits or even benefit from a higher rate during the term of the investment.

Let’s start with where to find the best nationally available deals on three of the most popular terms – 5 years, 2 years and 1 year.
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