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Online coupons and discount codes can save lots of money, at lots of stores, on lots of stuff

by Jen A. Miller on July 21, 2014

Although I’m a frugal person, I’ve never been a couponer.

Cutting out and organizing paper coupons takes a lot of time. I saw my mom do this when I was a kid and it looked like an exhausting way to save a couple bucks.

So beyond checking out the ValPak that comes in the mail (there, I get $1 off at the local bagel shop and $7 off an oil change), I don’t clip.

But I still want to get the best possible price. That’s why I check for online coupons and discount codes before shopping almost anywhere, for almost anything.

Here are three sites that can help you with that, no scissors required.
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Are hamsters the cheapest, yet cutest, pets ever?

by Jen A. Miller on June 09, 2014


We shall now pause to consider one of the Internet’s most hotly debated financial topics: The relative worth of hamsters.

Well, to be honest, we aren’t going to waste so much as a pixel on the curmudgeonly views of hamster haters. (What is wrong with some people?)

But we will take a realistic, dollars-and-cents look at just how much they cost to own — and just how adorable they can be.

When Jennifer Keishin Armstrong and her then-boyfriend decided to get a pet together, they didn’t even consider a cat or dog.

“A friend of mine had just bought a dwarf hamster for her daughter,” says Armstrong, who today lives with her now domestic partner in Manhattan. “When I saw that, I thought ‘I must have one of those.’”

Three years later she’s had five.

“They’re the cutest little things,” Armstrong says. “I love sitting there watching TV and holding them.”
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Traveling abroad requires planning at home to avoid unexpected fees on credit card and cell phone bills

by Jen A. Miller on May 12, 2014


My big trip this year is a 10-day Italian vacation. I’m excited, but I’m also doing a lot of planning beyond where to get the best pizza and what shoes to bring.

I’m making sure that I spend as little as possible on foreign transaction fees, current exchanges, and smartphone use so I’m not hit with any surprise charges once I’m back in the U.S.

Here’s what I’m doing before I go to make sure there are no nasty surprises when I get home.

Credit Cards

You want to bring a card that has no foreign transaction fees. Otherwise, you’ll be paying an extra 3% on everything you charge.

Fortunately, there’s lot of these cards are available.

If you already have a Capitol One card, you’re set — they’re foreign transaction fee free across the board. Most hotel and airline rewards cards are the same way.

If you’re signing up for a card just because it doesn’t charge those fees, make sure it also doesn’t also have an annual membership fee, or that you cancel it before the fee kicks in (most waive the fee for the first year), or that the fee is worth it.

I’m bringing my Chase Sapphire Preferred card with me as my main credit card (with a Bank of America card as a backup).
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