Comments on: Bank Error In Your Favor? No Such Thing!

By: Brianna

Brianna — Wed, 18 Jan 2012 20:49:01 +0000

We have been having issues with our bank Wells Fargo. We have noticed one day they have accidentally remove $360 dollars from our account leaving us in the negative and making us pay the fees. They eventually gave us the $360 back but did not refund the fees. Then again removing it again a month later giving no explanation besides they seen that they overpaid us which they did not. Now we are in the hole because of this issue they caused in the first place and expect us to pay this money back we do not have that they have removed from our account 2.

By: JDL

JDL — Fri, 18 Nov 2011 07:48:02 +0000

So apparently Chase made a deposit error of $440 on my account in my favor. I make deposits several times a month but I also pay most of my bills out of this acct and most are automatically withdrawn. I’ve used part of the money and realized their error after getting an insufficient funds notice. I’m going tomorrow to the bank to speak with a supervisor to request a write off (highly unlikely) since it was not my mistake or that they give me a reasonable amount of time to pay it which I am ok with since the money is not mine. After reading some of your comments I just want to know what I can and cannot get away with. We’ll see what happens.

By: Louise

Louise — Wed, 14 Sep 2011 09:25:21 +0000

I wrote a check to Bank of America for $585 for my credit card bill and the company said they received the money but it was never deducted from my account. I called both Bank of America and my credit union. Bank of America double checked and said the check went through fine, I called the bank and they told me that the money was never withdrawn. I called a few more times and same responses. It has been in my account for three months now. What should I do?

By: Larry

Larry — Sat, 03 Sep 2011 02:47:47 +0000

Bank of America is notorious for taking money from their customers.
They closed my account without notice, refused to give me the substantial money on deposit or explain why they did it.
Two lawsuits later I got all my money, but no apology for stealing my money and the distress.

By: Nancy

Nancy — Fri, 02 Sep 2011 19:13:21 +0000

I had Bank of America take all the money from my account by mistake. A very large amount.
It took me 5 years of litigation to get it back. I lost about $100,000 in legal fees alone.

By: Lisa LaDue

Lisa LaDue — Wed, 29 Jun 2011 18:14:41 +0000

Is there anything i can do about this? Do i have to pay them back? It was the teller and the supervisors mistake!

By: Lisa LaDue

Lisa LaDue — Wed, 29 Jun 2011 18:12:31 +0000

I deposited a check for $2,277. Then a few days later i went to withdrawl that amount and found out they had a hold on my account. So i talked to a supervisor and they approved for me to get the money out of my acount. The teller then wrote me a withdrawl slip for $2,700. Which was more than what was in the account. Now because of her mistake i have to repay the $400 and something dollar difference.

By: Danny

Danny — Tue, 12 Apr 2011 22:27:59 +0000

Question. My mortgage company gave me a check for about $9,000 at the end of last year. We refinanced with them last year so we thought we just overpaid. It turns out the check was sent to us by mistake and was supposed to go to a law firm. They want the money back, and I want to pay them back, but we used some of the money and I can’t pay it all back now. So, do I have to pay them back? The check was a real check issued to me but I wanted to know if I have any legal recourse. Thanks.

By: Serena

Serena — Tue, 12 Apr 2011 11:10:58 +0000

Did you ever end up getting caught Johnny?

By: Yess

Yess — Thu, 10 Feb 2011 06:05:07 +0000

I went to the bank on saturday to withdraw $1000 from my checking and is still sitting in my bank? Could this b an error? I haven’t touched it but shouldn’t it have instantly been taken out same day?

By: Adrian

Adrian — Wed, 09 Feb 2011 11:51:19 +0000

whell i put on my acc. 2.500 and i cheked the saving book i saw 25 and few zero…i wasn’t worried, few days later i realise that it was writen 25 000 , one zero more till now i didn’t chek again the account i left the situation like this thinking that the bank will solve the situation .the thing is that i need so much this money …i think to take them out and when they realise and whant it back …to pay it monthely back! any opinions ? (escuse my english)

By: Johnny Belmont

Johnny Belmont — Wed, 28 Jul 2010 15:10:36 +0000

any idea how long it will take them

By: Jim

Jim — Tue, 27 Jul 2010 21:54:28 +0000

Very high.

By: Johnny Belmont

Johnny Belmont — Tue, 27 Jul 2010 20:30:49 +0000

Yeah I just got an extra 700 bucks in my acc.
What are the chances it’ll get traced and found.

By: Saving Money Today

Saving Money Today — Mon, 19 Jul 2010 11:46:43 +0000

I don’t remember any bank errors in my favor. I do remember withdrawing $200 and then checking my account online the next day to find $400 with deducted. Luckily it was pretty easy to get fixed.