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Bank of the West $100 Checking Promotion

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Bank of the WEst $100 PromotionBank of the West is offering a $100 promotion for new personal checking accounts opened between February 14th, 2011 and March 25th, 2011. You must deposit at least $100 and set up a monthly direct deposit of at least $250 each (you can’t do two deposits that sum up to more than $250, it must be one), with the first deposit coming within 60 days. If you don’t want to setup a direct deposit, you have to make 10 bill payments of at least $25 each to a third party business using Bank of the West Online Banking.

You can apply for the promotion here and their Free Checking is eligible. Free checking has no monthly service charge, no minimum balance (though there is a $100 minimum opening balance, which matches the requirements of this promotion), and free online banking and billpay.

You can find branches in AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI and WY; but you can also apply online as well.

Fine print:

Offer not available for existing Bank of the West checking customers with an open account as of 1/31/11. Offer valid for new personal checking accounts opened from 2/14/11 – 3/25/11 with a minimum checking account opening deposit of $100 or more with funds new to Bank of the West. New personal checking account customers must either establish a monthly direct deposit of $250 each deposit with the first deposit posting to the account within 60 calendar days of account opening or, make 10 payments of at least $25 per payment to a third party business using Bank of the West Online Banking within 60 calendar days of account opening. Two or more direct deposits that add up to $250 do not qualify. The 10 bill payments must be successfully completed and payment posted to your account within the promotional period to qualify Offer subject to change or termination without prior notice at the Bank%u2019s discretion. Offer cannot be combined with any other offer and does not apply to second or multiple checking accounts. Limit of one $100 bonus per address per 13-month period. Customers who received a bonus from Bank of the West between 1/1/10 to 1/31/11 are not eligible. Account must be in good standing to be eligible to receive the bonus. Accounts with a zero balance, overdrawn or closed at the time the bonus is awarded are not eligible. Any applicable taxes are the responsibility of the account holder. All accounts are subject to the Bank%u2019s standard terms and conditions and fee schedule. ©2011 Bank of the West. Member FDIC.

{ 7 comments, please add your thoughts now! }

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7 Responses to “Bank of the West $100 Checking Promotion”

  1. zapeta says:

    So it looks like you only have to make one direct deposit within 60 days to get the bonus. Could be easy money if you can just make a transfer from another bank account that you already have.

  2. skylog says:

    it looks like a good offer, but i just do not want to add another account. i have to add that i have never, ever never, even heard of this bank before. can anyone provide any insight? that is one nice looking logo though.

    • Shirley says:

      We have a Bank of the West in our town and while I’m sure customer service varies from location to location, the staff here has been very friendly, courteous and helpful. I’ve never heard a complaint about their service.

  3. govenar says:

    I tried opening an account there about a year ago; submitted an application online and faxed a signature card, then got an email saying they couldn’t open it, and “please visit one of our branches to open your account”. I called and they didn’t have any info on what the problem is. I didn’t bother going into a branch to try opening it again.

  4. Strebkr says:

    Its a bank I have never heard of in Ohio, but that probably won’t stop some people. My brother has a bank of some no name town in Mississippi that pays a crazy 3 or 4% on his checking account. Sometimes the small banks make crazy offers to attract business. But just because they are small or you haven’t heard of them doesn’t mean they are not for real.

  5. I’ve heard good things about Bank of the West. If you have a direct deposit option than it’s a good idea and it seems like free money (if you don’t mind opening and managing another account). It’s not for everybody, but for some it looks like a good way to get $100. No bank would give you $100 just like that, and therefore screen ppl by having them complete one of two tasks. These tasks signal that these ppl are interested in discounts and free things and are willing to go through the hoops required to get them, and it signals that they will have some significant financial interaction with the bank (ie. they won’t just open the account and let it sit there). Visit our website for more information about how to succeed in your financial life by click on my name above.

  6. pepela says:

    I responded to last year’s promotion of this bank and received an ipod touch! It was a great experience – they delivered what they promised!

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