Comments on: Best CD (Certificate of Deposit) Rates http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html personal finance blog with anecdotes, advice and commentary. Sun, 12 Feb 2012 22:21:00 +0000 hourly 1 By: jim http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-294286 jim Tue, 30 Dec 2008 16:10:15 +0000 http://www.bargaineering.com/articles/?p=3551#comment-294286 I update it ever couple of days whenever I hear about rate changes. I update it ever couple of days whenever I hear about rate changes.

]]> By: tfitz http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-294276 tfitz Tue, 30 Dec 2008 12:58:18 +0000 http://www.bargaineering.com/articles/?p=3551#comment-294276 Good list. Hope you keep it updated. Happy New Year. Good list. Hope you keep it updated. Happy New Year.

]]> By: Richard http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-287708 Richard Tue, 30 Sep 2008 02:56:41 +0000 http://www.bargaineering.com/articles/?p=3551#comment-287708 I like the ING CDs because they've got no minimum. I have monthly $380 car payments with a 0% interest loan. I've got about $6000 set aside in an ING account for paying off the loan, but since the loan has 0% interest and there are no benefits to paying it off early, I'm setting up a CD ladder. I'll have a $400 CD maturing every month. Once I reach the 18 month CDs, I'll be making $27.77 of interest with each CD. And I know exactly where my car payments are coming from. :-) I like the ING CDs because they’ve got no minimum. I have monthly $380 car payments with a 0% interest loan. I’ve got about $6000 set aside in an ING account for paying off the loan, but since the loan has 0% interest and there are no benefits to paying it off early, I’m setting up a CD ladder.

I’ll have a $400 CD maturing every month. Once I reach the 18 month CDs, I’ll be making $27.77 of interest with each CD. And I know exactly where my car payments are coming from. :-)

]]> By: jim http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-287448 jim Mon, 29 Sep 2008 11:40:57 +0000 http://www.bargaineering.com/articles/?p=3551#comment-287448 MPR: Hmmm good point, I think the rate changing doesn't apply to people who have opened an account though and requiring a checking account isn't all too uncommon but there are some hoops. MPR: Hmmm good point, I think the rate changing doesn’t apply to people who have opened an account though and requiring a checking account isn’t all too uncommon but there are some hoops.

]]> By: MPR http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-287380 MPR Mon, 29 Sep 2008 05:33:13 +0000 http://www.bargaineering.com/articles/?p=3551#comment-287380 Dime Direct has quite a few special conditions for their CD which pretty much make it a terrible deal IMHO, including: 1. Have to have an active checking account with them 2. The rate can change at ANY time and they DO NOT have to tell you about it. Interestingly when you go to the Dime Savings Bank of Williamsburg (which Dime Direct states it is a part of) they do not list any such CD rate and furthermore do not have any link to "Dime Direct." Sort of weird. Dime Direct has quite a few special conditions for their CD which pretty much make it a terrible deal IMHO, including:
1. Have to have an active checking account with them
2. The rate can change at ANY time and they DO NOT have to tell you about it.

Interestingly when you go to the Dime Savings Bank of Williamsburg (which Dime Direct states it is a part of) they do not list any such CD rate and furthermore do not have any link to “Dime Direct.” Sort of weird.

]]> By: CK http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-286473 CK Fri, 26 Sep 2008 18:49:30 +0000 http://www.bargaineering.com/articles/?p=3551#comment-286473 Dime Direct looks like a bad phishing site. I'm not saying it is it just looks like one. Dime Direct looks like a bad phishing site. I’m not saying it is it just looks like one.

]]> By: jim http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-286463 jim Fri, 26 Sep 2008 17:55:52 +0000 http://www.bargaineering.com/articles/?p=3551#comment-286463 Yeah, it is kind of weird but if you think we're in an environment of falling rates, banks wouldn't want to lock things in. I suppose that's the logical explanation for this. Yeah, it is kind of weird but if you think we’re in an environment of falling rates, banks wouldn’t want to lock things in. I suppose that’s the logical explanation for this.

]]> By: jay http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html/comment-page-1#comment-286458 jay Fri, 26 Sep 2008 17:37:20 +0000 http://www.bargaineering.com/articles/?p=3551#comment-286458 Does it seem weird to anyone else that FNBO and E-Trade offer more on a savings account then a CD? Does it seem weird to anyone else that FNBO and E-Trade offer more on a savings account then a CD?

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