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Best Gas Credit Cards

Posted By Miranda Marquit On 09/15/2011 @ 9:32 am In Credit | 16 Comments

Many of us are experiencing pain at the pump. Gas prices [3] remain somewhat high for many of us. However, there is only so much that can be done when it comes to saving money on gas. If you have to drive your car to get to work, or if you live in an area that doesn’t have viable public transportation options, you might not have a lot of luck when it comes to saving money on gas [4].

If you can’t cut back anymore on your gas use, and if you are doing all you can to make sure that you are as efficient as possible in your driving practices, it might be time to make the most of your gas purchases with the help of gas credit cards.

Station Specific Gas Credit Cards

For those who habitually use the same gas station, it can help to use station specific gas credit cards. Many major gas station chains offer credit cards — and provide special perks to go with them. You can get extra cash back and other benefits when you purchase gas at these stations. Plus, many of these cards are branded with the Visa or MasterCard logo, so you can use them at places other than gas stations. Some of the better station specific gas credit cards include:

  • BP Credit Card: When you make fuel purchases at BP stations, you can get a 5% rebate.
  • Shell Credit Card: Another gas station credit card offering 5% back on gas purchases.
  • Exxon Credit Card: This card offers a 15 cent rebate on each gallon of gas you purchase at an Exxon Mobil station.
  • Phillips 66 Fleet Card: This is a business gas credit card. If you have a business that requires a lot of driving — and multiple cars — the rebate of up to 5 cents a gallon can be helpful.

Of course, the downside is that your extra rewards are only applicable at certain gas stations. So if you fill up somewhere else, you don’t get the same rebates.

Editor’s Note: I’m not a fan of gas station specific credit cards because you’re almost “forced” into going to a specific gas station, or surrender those rewards. I, however, do believe it’s important to know what they offer because they become a point of reference against which you can compare other gas card reward schedules.

General Credit Cards with Extra Gas Rewards

If you know that you will be using different gas stations, it might be worth it to get a more universal credit card. These credit cards offer rewards on most of your purchases, but might give you extra rewards on gas purchases. So, you can earn rewards faster when you use these credit cards to pay at the pump. Here are some credit cards to consider for a boost in gas related rewards:

Consider your needs, and your spending habits as they relate to gas. Then, decide on what card might work best for you.


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[2] Email: mailto:?subject=http://www.bargaineering.com/articles/best-gas-credit-cards.html

[3] Gas prices: http://www.bargaineering.com/articles/fuel-taxes-gas-prices-vary.html

[4] saving money on gas: http://www.bargaineering.com/articles/7-ways-save-money-gas.html

[5] TrueEarnings® Card from Costco and American Express: http://oc.cardsynergy.com/t/?cr=136&c=22034864&aid=105970&sid=5946&tid=bestGas&last_updated=1271428957

[6] Capital One No Hassle Cash Rewards: http://oc.cardsynergy.com/t/?cr=613&c=22104680&aid=105970&sid=5946&tid=bestGas&last_updated=1306163561

[7] Blue Cash Everyday from American Express: http://oc.cardsynergy.com/t/?cr=1181&c=22035733&aid=105970&sid=5946&tid=bestGas&last_updated=1303943072

Thank you for reading!