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	<title>Comments on: Buying A House? Check Your Credit History Now</title>
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	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Fred</title>
		<link>http://www.bargaineering.com/articles/buying-a-house-check-your-credit-history-now.html/comment-page-1#comment-246604</link>
		<dc:creator>Fred</dc:creator>
		<pubDate>Mon, 09 Jun 2008 06:44:16 +0000</pubDate>
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		<description>90 days must be some sort of legal limit?  I had a similar experience to My Dollar Plan ... One of our local banks had reported a line of credit open in our name.  It had no funds drawn on it, and a perfect payment history... From what I can tell it was probably *improving* our score.  But, since it was outside of our control, I had it removed - took about 5 days.</description>
		<content:encoded><![CDATA[<p>90 days must be some sort of legal limit?  I had a similar experience to My Dollar Plan &#8230; One of our local banks had reported a line of credit open in our name.  It had no funds drawn on it, and a perfect payment history&#8230; From what I can tell it was probably *improving* our score.  But, since it was outside of our control, I had it removed &#8211; took about 5 days.</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/buying-a-house-check-your-credit-history-now.html/comment-page-1#comment-245595</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 06 Jun 2008 19:48:06 +0000</pubDate>
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		<description>The process isn&#039;t hard, you simply fill out a form, the credit bureau researches it, and it gets fixed. I had to fix an address and prove I didn&#039;t have a cell phone with a particular provider. I had to prove my address over that period, by faxing them some bank statements, and they fixed it.</description>
		<content:encoded><![CDATA[<p>The process isn&#8217;t hard, you simply fill out a form, the credit bureau researches it, and it gets fixed. I had to fix an address and prove I didn&#8217;t have a cell phone with a particular provider. I had to prove my address over that period, by faxing them some bank statements, and they fixed it.</p>
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		<title>By: My Dollar Plan</title>
		<link>http://www.bargaineering.com/articles/buying-a-house-check-your-credit-history-now.html/comment-page-1#comment-245589</link>
		<dc:creator>My Dollar Plan</dc:creator>
		<pubDate>Fri, 06 Jun 2008 19:27:58 +0000</pubDate>
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		<description>We just checked ours prior to our refinance. 

@ Luke: We had an error, and we submitted a dispute online. It was fixed in four days. Not bad!</description>
		<content:encoded><![CDATA[<p>We just checked ours prior to our refinance. </p>
<p>@ Luke: We had an error, and we submitted a dispute online. It was fixed in four days. Not bad!</p>
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		<title>By: Luke @ Money &#38; Fitnes Blog</title>
		<link>http://www.bargaineering.com/articles/buying-a-house-check-your-credit-history-now.html/comment-page-1#comment-245556</link>
		<dc:creator>Luke @ Money &#38; Fitnes Blog</dc:creator>
		<pubDate>Fri, 06 Jun 2008 18:28:35 +0000</pubDate>
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		<description>Has anyone tried to correct an error in their credit report?  I&#039;d definitely be curious how difficult the process would be.</description>
		<content:encoded><![CDATA[<p>Has anyone tried to correct an error in their credit report?  I&#8217;d definitely be curious how difficult the process would be.</p>
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