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	<title>Comments on: Cashback/Rewards Card Review &#8211; AT&amp;T Universal Cash Rewards</title>
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	<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Blew</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-12568</link>
		<dc:creator>Blew</dc:creator>
		<pubDate>Wed, 19 Jul 2006 22:09:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-12568</guid>
		<description>I too got the infamous cancellation letter.  I have, or rather had, the cash reward card and I paid the card off every month....no interest from me either.  I called to find out why AT&amp;T cancelled my card and I was informed that AT&amp;T is no longer is promoting the cash reward card.  I asked why the cash reward card is still (july 19, 2006) being offered at their web site and I was told that no one has gotten around to changing the site yet.  LOL!  I was further told that my account  cancellation became effective on June 30, 2006.  Guess what!!!  Three July 2006 charges were posted to my ex account!  DUH!  AT&amp;T couldn&#039;t explain that either.</description>
		<content:encoded><![CDATA[<p>I too got the infamous cancellation letter.  I have, or rather had, the cash reward card and I paid the card off every month&#8230;.no interest from me either.  I called to find out why AT&amp;T cancelled my card and I was informed that AT&amp;T is no longer is promoting the cash reward card.  I asked why the cash reward card is still (july 19, 2006) being offered at their web site and I was told that no one has gotten around to changing the site yet.  LOL!  I was further told that my account  cancellation became effective on June 30, 2006.  Guess what!!!  Three July 2006 charges were posted to my ex account!  DUH!  AT&amp;T couldn&#8217;t explain that either.</p>
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		<title>By: James</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-11258</link>
		<dc:creator>James</dc:creator>
		<pubDate>Wed, 05 Jul 2006 20:29:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-11258</guid>
		<description>I got the cancellation letter also in mid-May.  Funny though, no follow-up letter nor any notice in my monthly bills.  I thought all cards were being cancelled - the letter was a little vague - maybe only some people&#039;s cards.  For previous poster: don&#039;t criticize SBC too much, the ATT card is owned by CitiBank.  Anyway I just replaced the ATT card with a CitiBank card with the same cash rewards.</description>
		<content:encoded><![CDATA[<p>I got the cancellation letter also in mid-May.  Funny though, no follow-up letter nor any notice in my monthly bills.  I thought all cards were being cancelled &#8211; the letter was a little vague &#8211; maybe only some people&#8217;s cards.  For previous poster: don&#8217;t criticize SBC too much, the ATT card is owned by CitiBank.  Anyway I just replaced the ATT card with a CitiBank card with the same cash rewards.</p>
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		<title>By: Anonymous</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-10674</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Fri, 30 Jun 2006 13:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-10674</guid>
		<description>Yep, I got the same cancellation notice from AT&amp;T Universal.  I guess if you pay your balance, they don&#039;t make enough money from your account.  I wasn&#039;t concerned I have more than enough credit cards that aren&#039;t being used already.  BTY- I too was a charter member having received the card when it was first issued.  Many of these company’s sell/buy/discontinue accounts, so much so that there is no brand loyalty anymore. They will reap what they sow.  Which are people that only look at the bottom line-- offer me no interest for 6 or 12 mo.&#039;s and I&#039;ll take the money and pay it back before the interest kicks it. Offer me cash back I&#039;ll take it as long as the offer is good.  You see you can&#039;t buy loyalty you have to establish a relationship over generations.  Something that many large companies lose sight of, such is life today.</description>
		<content:encoded><![CDATA[<p>Yep, I got the same cancellation notice from AT&amp;T Universal.  I guess if you pay your balance, they don&#8217;t make enough money from your account.  I wasn&#8217;t concerned I have more than enough credit cards that aren&#8217;t being used already.  BTY- I too was a charter member having received the card when it was first issued.  Many of these company’s sell/buy/discontinue accounts, so much so that there is no brand loyalty anymore. They will reap what they sow.  Which are people that only look at the bottom line&#8211; offer me no interest for 6 or 12 mo.&#8217;s and I&#8217;ll take the money and pay it back before the interest kicks it. Offer me cash back I&#8217;ll take it as long as the offer is good.  You see you can&#8217;t buy loyalty you have to establish a relationship over generations.  Something that many large companies lose sight of, such is life today.</p>
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		<title>By: Mark</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-10635</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Wed, 28 Jun 2006 23:07:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-10635</guid>
		<description>Yes, that&#039;s it!   AT&amp;T has become a front to cover the incredibly bad service and products of SBC.

Another one bites the dust...</description>
		<content:encoded><![CDATA[<p>Yes, that&#8217;s it!   AT&amp;T has become a front to cover the incredibly bad service and products of SBC.</p>
<p>Another one bites the dust&#8230;</p>
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		<title>By: Joel</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-8495</link>
		<dc:creator>Joel</dc:creator>
		<pubDate>Wed, 24 May 2006 01:19:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-8495</guid>
		<description>I was a charter member of AT&amp;T Universal and have always used it as a &#039;backup&#039; for when Amex isn&#039;t accepted.  I also got the &#039;you&#039;re cancelled&#039; notice.  I guess I just wasn&#039;t generating enough cash for them---maybe $5K a year of charges.  Gosh.  It&#039;s like the very end of a long era: AT&amp;T used to be the high end of customer service, and now it&#039;s just a trade name used by SBC.  So much for the promise of a lifetime relationship.  Sic transit gloria ...  I guess I could call and spend 30 minutes talking to someone overseas who would read me useless data off of a script... or take my business somewhere else.  Hmmm.  I&#039;ll take option B, Norm.</description>
		<content:encoded><![CDATA[<p>I was a charter member of AT&amp;T Universal and have always used it as a &#8216;backup&#8217; for when Amex isn&#8217;t accepted.  I also got the &#8216;you&#8217;re cancelled&#8217; notice.  I guess I just wasn&#8217;t generating enough cash for them&#8212;maybe $5K a year of charges.  Gosh.  It&#8217;s like the very end of a long era: AT&amp;T used to be the high end of customer service, and now it&#8217;s just a trade name used by SBC.  So much for the promise of a lifetime relationship.  Sic transit gloria &#8230;  I guess I could call and spend 30 minutes talking to someone overseas who would read me useless data off of a script&#8230; or take my business somewhere else.  Hmmm.  I&#8217;ll take option B, Norm.</p>
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		<title>By: Norm</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-8461</link>
		<dc:creator>Norm</dc:creator>
		<pubDate>Tue, 23 May 2006 19:07:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-8461</guid>
		<description>I&#039;ve had AT&amp;T Universal cash rewards for a couple of years.  I received my $300 back each of the first two or more years.  so far I&#039;ve collected about $150 back this year.  Problem is I pay off my balance monthly.  They&#039;ve made no interest from me.  Yesterday I get a notice they are cancelling my card and did not and will not give a reason.  I had the same trouble with the GE cash rewards card several years back.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had AT&amp;T Universal cash rewards for a couple of years.  I received my $300 back each of the first two or more years.  so far I&#8217;ve collected about $150 back this year.  Problem is I pay off my balance monthly.  They&#8217;ve made no interest from me.  Yesterday I get a notice they are cancelling my card and did not and will not give a reason.  I had the same trouble with the GE cash rewards card several years back.</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-1876</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Sat, 12 Nov 2005 16:06:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-1876</guid>
		<description>Iain,
I have no idea, but I&#039;d call them and let them know!</description>
		<content:encoded><![CDATA[<p>Iain,<br />
I have no idea, but I&#8217;d call them and let them know!</p>
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		<title>By: Iain</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-1875</link>
		<dc:creator>Iain</dc:creator>
		<pubDate>Sat, 12 Nov 2005 15:07:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-1875</guid>
		<description>I have the cash back rewards card.  But they are only paying 4% on gas, although the website clearly advertises 5%.  

Why the difference?  I have not yet got a satisfactory reply from them.  An error, or consumer fraud by the company?  Please check your statements and see if they are giving you 5% or 4%.</description>
		<content:encoded><![CDATA[<p>I have the cash back rewards card.  But they are only paying 4% on gas, although the website clearly advertises 5%.  </p>
<p>Why the difference?  I have not yet got a satisfactory reply from them.  An error, or consumer fraud by the company?  Please check your statements and see if they are giving you 5% or 4%.</p>
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		<title>By: Jonathan</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-150</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Wed, 30 Mar 2005 04:31:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-150</guid>
		<description>Still jealous that you get Costco gas... I&#039;m dying over here, and Arco charges extra for credit cards...

Jonathan@&lt;a href=&quot;http://www.mymoneyblog.com&quot; rel=&quot;nofollow&quot;&gt;MyMoneyBlog&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Still jealous that you get Costco gas&#8230; I&#8217;m dying over here, and Arco charges extra for credit cards&#8230;</p>
<p>Jonathan@<a href="http://www.mymoneyblog.com" rel="nofollow">MyMoneyBlog</a></p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-144</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Tue, 29 Mar 2005 04:21:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-144</guid>
		<description>I double checked it, I do get 5% on payment of my ATT Wireless bill because it&#039;s still billed at ATT Wireless... I don&#039;t know when it&#039;ll switch over to say Cingular.</description>
		<content:encoded><![CDATA[<p>I double checked it, I do get 5% on payment of my ATT Wireless bill because it&#8217;s still billed at ATT Wireless&#8230; I don&#8217;t know when it&#8217;ll switch over to say Cingular.</p>
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		<title>By: Tim</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-133</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Thu, 24 Mar 2005 21:47:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-133</guid>
		<description>I doubt the card will hook you with a 5% cash back for your cell phone since Cingular acquired ATT Wireless.</description>
		<content:encoded><![CDATA[<p>I doubt the card will hook you with a 5% cash back for your cell phone since Cingular acquired ATT Wireless.</p>
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		<title>By: Amy</title>
		<link>http://www.bargaineering.com/articles/cashbackrewards-card-review-att-universal-cash-rewards.html/comment-page-1#comment-127</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Thu, 24 Mar 2005 21:01:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cashbackrewards-card-review-atampt-universal-cash-rewards.html#comment-127</guid>
		<description>I had the Citibank Credit protector, also.  The last time I tried to cancel it they offered $50 in rebate certificates (in $10 increments!) that were good as long as you were enrolled in CP.  I faithfully sent in my $10 rebate request every month for 5 months.  I made sure not to charge anything in my Citicard during that time, too.  When I had received my last $10 check, I called to cancel CP and they let me.  I guess they don&#039;t want to entice me to stay again! </description>
		<content:encoded><![CDATA[<p>I had the Citibank Credit protector, also.  The last time I tried to cancel it they offered $50 in rebate certificates (in $10 increments!) that were good as long as you were enrolled in CP.  I faithfully sent in my $10 rebate request every month for 5 months.  I made sure not to charge anything in my Citicard during that time, too.  When I had received my last $10 check, I called to cancel CP and they let me.  I guess they don&#8217;t want to entice me to stay again!</p>
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