Being involved in a car accident is scary and stressful. So is dealing with the aftermath.
It’s in the insurance company’s best interest to minimize your claim, but you’ll be able to secure a fair settlement with these four tips.
Don’t admit fault
You typically must file a police report after a car accident. There are situations when you aren’t required to, but to be on the safe side, file a report.
Describe to the police as accurately as possible what you believe happened, but don’t admit fault or say anything to the police, the other driver or any witnesses that might incriminate you.
Gather evidence that might help you later. Photograph the accident scene, capturing the location, license plates and damage. Collect contact information from any witnesses, passengers and other drivers.
At this stage, only discuss the accident with the police to minimize your chances of being misheard or misunderstood.
(click here to continue reading…)