When I first started working, I had just moved from Pittsburgh to Baltimore and was without a local bank. I had a bank account, it was just for a local Pittsburgh bank (and a credit union back home in New York) and so when I learned that my first check was going to be paper, I needed a solution.
For me, the simplest solution presented itself in the cafeteria of my new workplace – my company, Northrop Grumman, had it’s own credit union and so I opened an account there. Nowadays, if you have an online savings account with the likes of Ally Bank or ING Direct (now CapitalOne360), you can deposit the check with your phone (assuming it’s not over $3,000). Back then, you actually had to find an ATM or a teller!
So what if you don’t have a bank account or you can’t or don’t want to open a new bank account? We have some options.
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