Why I don’t bother with manufactured spending…Gaming credit card reward programs just isn’t worth it
Do you envy colleagues and friends who vacation for free thanks to all of the credit card reward points and cash rebates they’ve earned from work-related travel?
Travel that doesn’t cost them a dime?
Well, the proponents of “manufactured spending” would have you believe that you can enjoy similar rewards even if you spend eight hours in the same cubicle every day.
These enthusiastic credit card bloggers have developed all sorts of schemes to rack up tens of thousands of points and hundreds of dollars in cash rebates with their credit cards without actually spending any money.
Or, to be more precise, without spending very much money.
Now that I’ve done all the research on manufactured spending, I don’t think it’s worth the time and trouble for most people — including me.
But I know it’s the latest money-for-nothing fad out there in the blogosphere, so I’ll walk you through how it works and show you why I’m not going to game my credit cards like this.
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