Health Care Column


You are currently reading an archive section.
To see the latest articles, please visit the homepage.

 Health Care 
15
comments

Pros and Cons of Making Money By Donating Your Bodily Fluids and Eggs

We live in an amazing medical time where people who cannot conceive can have children thanks to sperm and egg donors, and people who would otherwise die of cancer can live a full life thanks to bone marrow donations. However, along with the wonder of medicine come the moral issues.

Should people be paid to donate bodily fluids and eggs?

(click here to continue reading…)

 Health Care, Insurance 
7
comments

Did You Get a Health Insurance Rebate?

The StethoscopeWhile there has been a lot of attention of attention on the individual mandate portion of the Affordable Care Act, there are other provisions involved. And, one of the changes required by the Affordable Care Act is that health insurance companies have to provide rebates when they don’t spend a certain amount of premium money on health care services.

The first rebate was due August 1, 2012, and each year insurance companies will be responsible for accounting for how premium dollars are spent. When a certain ratio isn’t met, insurance companies are required to provide rebates to their customers.

(click here to continue reading…)

 Health Care 
9
comments

Affordable Care Act: Upcoming Changes for 2013

Health CareNot too long ago, the Supreme Court ruled that the Patient Protection and Affordable Care Act (PPACA) was a tax, and therefore constitutional. One one part of the law was deemed unconstitutional and struck down. For consumers, that means that the changes already implemented since the 2010 act was passed will remain in place. Because the PPACA includes milestones, and different provisions take place at different times, new changes will be coming for 2013.

As you prepare for the coming year, and evaluate your health care coverage going forward, here are some things to think about:

(click here to continue reading…)

 Health Care, Insurance 
3
comments

How to Get Self-Employed Health Insurance

Health CareOne of the difficulties that many face when self-employed is finding health insurance that works for them. The rising cost of health care and health insurance means that many would-be entrepreneurs end up staying in their jobs, just for the benefits. When I began my freelancing business, my husband was still in school, and we were shocked at how much family health coverage cost through the school.

So, we began looking around for individual health insurance. We were able to find an affordable group plan, which lumps us into a “group” with other individuals and families who need separate coverage. Being part of the “group” acts in much the way that buying insurance as part of a company works. This helps keep the cost down; in fact, I pay less for my family’s insurance premiums than some people I know with health benefits at work.

(click here to continue reading…)

 Health Care 
8
comments

Flexible Spending Account: Are You in the Sweet Spot?

StethescopeMany workers use a Flexible Spending Account (FSA) as a tax-deductible way to pay for out of pocket health care expenses. These accounts can be very useful, and provide you with tax savings. However, the money in a FSA is a use it or lose it situation. If you don’t spend the money by the appointed time, you lose the money that’s in the account.

The deadline varies according to employer. Some employers require you to use the money by December 31. If this is the case, it’s too late for your 2011 FSA money. It’s already gone. However, if your employer uses March 15 as the deadline, you still have time to use your FSA money from 2011.

(click here to continue reading…)

 Health Care 
1
comments

What are Some of the Effects of PPACA?

Health Insurance ReformIn March of 2010, the Patient Protection and Affordability Care Act (PPACA) was passed by Congress and signed into law by President Obama. Since then, challenges to the PPACA have been wending their way through the justice system.

In December 2011, the Supreme Court announced that it will listen to arguments about the law, which affects the way health insurance is purchased in the United States, in March of 2012. A ruling on the constitutionality of the law is expected in June 2012. The PPACA is expected to have an effect on consumers, since it requires everyone to purchase health insurance by 2014 — or be fined.

(click here to continue reading…)

 Health Care 
20
comments

7 Facts Your Doctor Won’t Tell You

As much as I think I’m a pretty good negotiator I know that when I go to a car dealership, I’m at a disadvantage because they have industry knowledge that I don’t. We all have experienced that in our lives. Any job that you hold undoubtedly results in gaining industry knowledge that others don’t have. When I worked at McDonalds as a teenager I gained a knowledge of the fast food industry although some of that knowledge has made me a little more choosy about where I choose to eat.

When we go to our doctor’s office the same thing happens. It’s a business and their goal is to downplay the negatives and advertise the positives and as a result you may not know everything about your doctor that you would like.
(click here to continue reading…)

 Health Care 
8
comments

Open Enrollment: Evaluating Your Health Care Coverage

health insuranceRight now, thousands of employees are being offered the chance to switch up health care coverage offered by employers. Open enrollment is the time for you to look at your health plan options, and decide what you want to sign up for in the coming year.

Many people just keep everything the same (except health insurance premiums usually go up). However, before you just stick with the same old plan, stop and evaluate your current coverage. You might find yourself deciding to change things up a bit. Here are some things to consider as you evaluate your health care plan, and decide what to do next:

(click here to continue reading…)

Advertising Disclosure: Bargaineering may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
About | Contact Me | Privacy Policy/Your California Privacy Rights | Terms of Use | Press
Copyright © 2014 by www.Bargaineering.com. All rights reserved.