Do you want to change your spending, saving and budgeting habits, but keep putting off downloading a financial app because that would make it all just too real?
Well, I have found a solution to this problem — or at the very least, a step in the right direction.
This solution is relatively stress-free and doesn’t require you to do much at all, because it involves a psychological trick you play on yourself. (I do wonder—will this work now that I’ve exposed it?)
I’ve downloaded a number of finance apps, but have never been able to use them with any degree of consistency.
Some I delete, some are too painful to look at, some I just choose to ignore. Most recently, I downloaded an app that reminds me at 7 p.m. to upload my expenses and income for that day.
I haven’t entered anything in ages, and yet, for some reason, I continue to allow the app to notify me every day, rather than simply deleting it. (The notifications often pop up right about when I’m in the process of spending too much money on dinner).
Despite my decision to accept these nagging requests as a mere annoyance in my life (I have to actively cancel out of them), I have found myself undergoing some new, personal changes.
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