Discover Business is running a promotion where you can get $100 bonus cashback after $1000 in purchases within the first three months. Discover Business was the card I decided was the best business card because it offered a 0% APY on balance transfers and purchases for 12 months, had no annual fee (rare in a business credit card), and now with this $100 cashback promotion offer… it’s certainly worth considering if you run a business.

Some other notable features of the card:

• 0% introductory APR on purchases and balance transfers,
• 5% cashback bonus on office supplies,
• 2% cashback bonus on gas purchases,
• 1% cashback on everything else.

So, who can apply for a business card? Anyone can apply, simply enter your social security number as the TIN. The beautiful thing about the United States is that anyone can be a business as a sole proprietorship and there are no additional tax implications or forms to fill out for the sole proprietorship business entity. This means that anyone can take advantage of this business card offer even if you don’t have a business.

Links updated May 14th, 2008.
Welcome to the self-service $25 ING Direct signup promotion center at Blueprint for Financial Prosperity. I’ve written on numerous occasions about how ING Direct will give you a $25 bonus for opening either a checking or savings account through a referral and depositing $250, so I’ve set up this page to allow readers to help themselves to the referrals (I get $10 for each referral). In the past I asked for you to contact me, then I emailed out the referrals… no more, this is far easier!

Below, you will see a series of links to ING Direct and each one is an account referral link good for one $25 bonus per new customer only. Each link will only work for one new account so if you click the link and it says “We’re sorry, but the referral link within the email you received has expired and is no longer valid. We recommend that you contact the sender and ask them to re-send the referral email. Or click ‘Continue’ to proceed with the application process without the account opening bonus.” then please move onto the next one. As links are used, I’ll clean up the page such that only the good links are left.

If you used an expired link, you will not get the bonus. So please make sure it’s valid.

If you do not deposit $250, you can’t get the bonus. If you still want an account, please use this link instead.

ING Direct Savings Accounts

1. ING Direct $25 Savings New Account Opening Bonus
2. ING Direct $25 Savings New Account Opening Bonus
3. ING Direct $25 Savings New Account Opening Bonus
4. ING Direct $25 Savings New Account Opening Bonus
5. ING Direct $25 Savings New Account Opening Bonus
6. ING Direct $25 Savings New Account Opening Bonus
7. ING Direct $25 Savings New Account Opening Bonus
8. ING Direct $25 Savings New Account Opening Bonus
9. ING Direct $25 Savings New Account Opening Bonus
10. ING Direct $25 Savings New Account Opening Bonus
11. ING Direct $25 Savings New Account Opening Bonus
12. ING Direct $25 Savings New Account Opening Bonus
13. ING Direct $25 Savings New Account Opening Bonus
14. ING Direct $25 Savings New Account Opening Bonus
15. ING Direct $25 Savings New Account Opening Bonus

ING Direct Checking Accounts

1. ING Direct $25 Checking New Account Opening Bonus
2. ING Direct $25 Checking New Account Opening Bonus
3. ING Direct $25 Checking New Account Opening Bonus
4. ING Direct $25 Checking New Account Opening Bonus
5. ING Direct $25 Checking New Account Opening Bonus
6. ING Direct $25 Checking New Account Opening Bonus
7. ING Direct $25 Checking New Account Opening Bonus
8. ING Direct $25 Checking New Account Opening Bonus
9. ING Direct $25 Checking New Account Opening Bonus
10. ING Direct $25 Checking New Account Opening Bonus

Thank you!

I know that you all are fans of some free money so this little offer is right up your alley. RevolutionMoneyExchange is a PayPal-like clone, offering online money transfer services but with no fees. They have been around for about a year, running a payment network called Revolution Money that included a debit-like card, but only recently jumped into the person-to-person money transfer business.

The current promotion they’re running is a bonus of $25 if you open an account by May 15th, then you can start referring people (as I am doing so now) and you earn $10 for each person you refer. The only rub I have with RevolutionMoneyExchange is that they require a social security number and they may even deny you an account based on that (though it doesn’t appear they run any credit checks, so I’m not sure what they’re checking and why the need to social), but if you’re cool with that (I was) then the $25 is almost as good as yours.

Signup takes about five minutes. Don’t say I never gave you anything.

Credit card offers total value: $1,300.

Here is every credit card promotional offer I am aware of, listed in a handy table along with fulfillment requirements. The only rules about having a card appear on the list is that the promotional offer be worth at least $50 and it must be a mainstream brand like Citi, Discover, Capital One, American Express, etc. No offers available only to a small geographic region, these are all mainstream ones that are potentially available to everyone if you qualify.

They are listed in order of value and I will attempt to keep this list updated monthly. (this list does not include free airline miles promotions, i.e. those cards that give only miles as a promotions, but some of these cards allow you to convert points into miles) For the cards that have (points) next to the dollar value, which currently is all of them, you will get your rewards in points (which can often be converted into gift cards) and the maximum value is displayed there. $100 in points is usually 10,000 points, but not always, so be sure to read the terms and conditions. Without further ado, here are the $1,300 in promotions!

Who is eligible for a business card? Anyone can be a sole proprietorship without filling out any additional paperwork. Put in your name as the business name, your social security number as the ID number, and you can apply as a business. You don’t pay extra taxes, you don’t have to fill out any extra paperwork, this is 100% legal and acceptable.

If you know of an offer that isn’t on the list, please leave it in the comments or email me, thanks!

(Fat stack photo taken by Refracted Moments™ on Flickr)

The contest has ended and the winners have been notified.

One of the PR firms representing H&R Block sent me three USB keys loaded with their TaxCut software and I’m going to give you all a chance to win them. I know April 15th is coming upon us soon, less than a month away, so this contest will only be running until this Friday. Some quick requirements if you want one:

• Please don’t enter if you already did your taxes or you can do them for free.
• Please live in the US (I know it’s obvious but sometimes people don’t realize it, this is for tax prep in the US!)
• Then, please leave a comment with your favorite Laffy Taffy joke ever, and/or,
• Sign up to receive these posts via email from Feedburner.

To sign up to receive the posts on Blueprint for Financial Prosperity via email, enter your email address below. All you will get are emails from Feedburner (and then one from me when I select a winner for this contest and potentially future contests), otherwise you will receive no other emails.

On Friday I will select the funniest joke, one email subscriber, and then one at random from both lists; email them, and hopefully mail out the keys on Saturday.

Good luck!

A little while ago Chase ran a sizzling hot promotion where if you signed up for their Chase Freedom card and made a purchase, they’d reward you with $250 (Chase $250 promotion) but lately they’ve been a little tighter on the promotions, until today. Now, if you apply for a Chase Freedom card, you can get $50 after your first purchase plus get 3% cash back at certain locations and 1% at others. It’s not as hot as the $250 promotion from a few months back but it’s certainly better than nothing if you were looking to snag the Chase Freedom card in the first place.

If $50 isn’t enough for you, check out these credit card promotional offers, many of which offer $100 gift cards.

Earlier this week I shared a list of free tax preparation services, so why not end the week with a tax-related giveaway? I was contacted by a PR representative of H&R Block and offered two online codes that would allow two hardworking Americans the ability to take advantage of H&R Block’s TaxCut online service absolutely free.



I ask two things of you:

• Please read this list of free tax preparation services. Don’t enter if you can get it for free!
• Please share with me either the craziest tax related story you heard, the more ridiculous tax deduction you’ve ever heard, or your favorite tax related joke in the comments. (no story/deduction/joke, no entry!)

How will I pick the winner? One winner will be selected at random, one winner will be selected by me.

When does it end? I will select two winners on February 15th, email them, and the PR company will send out the codes as soon as they can. If I email you on the 15th and you don’t respond by the end of the business day on the 19th (Tuesday), I’m picking someone else (sorry!). Tax day is coming up soon so I don’t want to dilly dally, whatever the heck that means.

Good luck!

(Photo by nicksteever)