When it comes to making retirement account contributions, it makes sense to carefully consider your options, and weigh your choices.
In many cases, workers try to make a decision between a 401k and an IRA — or at least try to figure out which should be funded first. A 401k has a higher contribution limit, but the IRA often has more flexibility, and many people also like the Roth option that comes with an IRA.
What is not more widely known, though, is that a Roth option has been available for the 401k for a few years. You can choose to invest in a Roth 401k, and if you already have a regular 401k, you can also roll over your contributions to a the Roth version.
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