Most of us tend to put our retirement plans on automatic. It’s much easier to just have the money automatically taken out of your paycheck, and have it put into your 401k (hopefully with a match).
Just leaving your 401k on auto-pilot, though, can be problematic in the long term. While you don’t want to completely change your investing strategy without serious thought, you should assess your portfolio regularly to make sure things are on track for a successful retirement. Sometimes you need to tweak things a little bit.
Here are 5 mid-year tuneups for your 401k:
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