One of the ways you can improve your retirement investing is to roll your 401k over to an IRA. A rollover, if done right, can help you put your money into an account that sometimes offers more investment options than your company 401k plan offers.
If you are leaving your current job, some kind of a rollover might be necessary. You can roll a 401k from your old job to a 401k plan at your new job. However, if you aren’t sure what your options will be with a new job, it can be worth it to consider an IRA. Unless the current 401k plan is a great plan, you are likely to find that you are better off rolling over your account. However, you should consider your individual situation, and consult a professional, before making such a weighty decision.
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