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CDs Investing Beating S&P Investing, Since 1994

From 1994 to 2008, investing in certificates of deposit has beaten investing in the S&P 500, including dividends, according to data collected by The Big Picture [3]. Check out this chart:

Does this mean you should be investing in CDs? Not based on this chart alone. I think certificates of deposit make sense as the safe part of your broader investment and retirement plan.

Here are some things to ponder:

All in all, I think it’s very eye opening to see how far the S&P has fallen.