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	<title>Comments on: The Certificates of Deposit Zoo</title>
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	<link>http://www.bargaineering.com/articles/certificates-of-deposit-zoo.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
	<lastBuildDate>Sun, 22 Nov 2009 02:01:03 -0500</lastBuildDate>
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		<title>By: Jim</title>
		<link>http://www.bargaineering.com/articles/certificates-of-deposit-zoo.html/comment-page-1#comment-306570</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Mon, 22 Jun 2009 17:24:26 +0000</pubDate>
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		<description>Hahaha I thought it was creative. :)</description>
		<content:encoded><![CDATA[<p>Hahaha I thought it was creative. <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Eric</title>
		<link>http://www.bargaineering.com/articles/certificates-of-deposit-zoo.html/comment-page-1#comment-306567</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Mon, 22 Jun 2009 17:02:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4796#comment-306567</guid>
		<description>a zoo theme....only you would think of doing that haha. i like though!</description>
		<content:encoded><![CDATA[<p>a zoo theme&#8230;.only you would think of doing that haha. i like though!</p>
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		<title>By: Jim</title>
		<link>http://www.bargaineering.com/articles/certificates-of-deposit-zoo.html/comment-page-1#comment-306537</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Mon, 22 Jun 2009 13:44:40 +0000</pubDate>
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		<description>I have yet to find a bank that offers enough of them for a meaningful comparison. I know the spreads between the no-penalty and traditional CDs is often not very much. Ally Bank&#039;s current spread is all messed up too, the no-penalty 9 month is 2.15% APY and the traditional 9 month is 1.75% APY.</description>
		<content:encoded><![CDATA[<p>I have yet to find a bank that offers enough of them for a meaningful comparison. I know the spreads between the no-penalty and traditional CDs is often not very much. Ally Bank&#8217;s current spread is all messed up too, the no-penalty 9 month is 2.15% APY and the traditional 9 month is 1.75% APY.</p>
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	<item>
		<title>By: My Journey</title>
		<link>http://www.bargaineering.com/articles/certificates-of-deposit-zoo.html/comment-page-1#comment-306536</link>
		<dc:creator>My Journey</dc:creator>
		<pubDate>Mon, 22 Jun 2009 13:36:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=4796#comment-306536</guid>
		<description>Jim, 

Wow never knew about the different types of CDs! Great stuff.  

I&#039;d love to see some interest rate examples.</description>
		<content:encoded><![CDATA[<p>Jim, </p>
<p>Wow never knew about the different types of CDs! Great stuff.  </p>
<p>I&#8217;d love to see some interest rate examples.</p>
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