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Citi CashReturns: We Got A $500+ Rewards Check

Don’t think cashback reward credit cards are worth it? Well, a month ago I wrote about how the Citi CashReturns card was our wedding spending secret weapon [3] because of its phenomenal 5% cash back rewards program. It was an idea my friend gave me and we’re now thankful he thought of it (and remembered to mention it to us!) because just the other day we received a check from Citi for $532.45. That’s right, in the last month we’ve spent a whopping $13,311.25 on wedding related items (mostly catering deposits, thankfully they took credit cards!) and we’re still a month out from the actual event!

While this is an extreme example, it’s the perfect case of how this CashReturns card has saved us a lot of money. That $500 is like getting our wedding cake for free… or part of our DJ for free… or a tuxedo for free. Another awesome feature of the card is that you don’t have to request the check, something I always felt was a ridiculous requirement. Of course I want my money, why would I ever “stockpile” cash? So, without any prompting, Citi sent us the check (we almost ripped it up because we thought they were convenience checks!).

The only downside to the promotional offer is that the 5% cashback is for only three months but that’s long enough for us to pay for the wedding and a honeymoon… all at an instant 5% discount!