Citi Dividend Platinum Select – My AT&T Universal Cash Replacement

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A few weeks ago I wrote about the demise of the AT&T Universal Cash credit card (which was administered by Citi), the gas station, supermarket, and drugstore superstar credit card in my wallet, and the need to find a suitable replacement as soon as possible. With the card being terminated on 6/30/06, I’ve found a replacement and it’s the well-known Citi Platinum Select MasterCard. If you visit the link above you’ll also see a 0% balance transfer offer.

Just like the AT&T Universal Cash card, you’re limited to $300 a year in bonuses ($6000 in gas and groceries per year), and you can only request checks over $50. In effect, I’m swapping my A&T Universal Cash card for a Citi Platinum Select card.

I applied online and within a minute I was accepted, wahoo!, now I have to resist the temptation to turn it into yet another balance transfer arbitrage

{ 3 comments, please add your thoughts now! }

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3 Responses to “Citi Dividend Platinum Select – My AT&T Universal Cash Replacement”

  1. David Hume says:

    Also, the Chase Rewards credit card has the same sort of “bonus” with regard to gas and groceries and allows up to $600 a year in bonuses.

  2. Mark Muller says:

    On these Citi cards, they are very expensive to use outside the US. They charge a 3% fee on each foreign currency transaction. I decided to use the citi card to get to the $50 rebate by paying part of my hotel bill last week with it. A $719.72 charge on my hotel also included a $23.10 finance charge from Citi. Having never seen this before, I decided to check, and my AAdvantage Citi card and the one you recommend also have this.

    What a crock!

    If I can get the 5% elsewhere, I will. (I just looked at the Chase website, and only found a 3% gas [6% intro] rebate)

  3. Jason says:

    You will find that that same card only gives 2% now for gas and grocery store purchases and 1 percent for everything else. The 5 percent offer was a promotional offer.

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