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Citi Dividend Platinum Select – My AT&T Universal Cash Replacement

A few weeks ago I wrote about the demise of the AT&T Universal Cash credit card [3] (which was administered by Citi), the gas station, supermarket, and drugstore superstar credit card in my wallet, and the need to find a suitable replacement as soon as possible. With the card being terminated on 6/30/06, I’ve found a replacement and it’s the well-known Citi Platinum Select MasterCard. If you visit the link above you’ll also see a 0% balance transfer offer [4].

Just like the AT&T Universal Cash card, you’re limited to $300 a year in bonuses ($6000 in gas and groceries per year), and you can only request checks over $50. In effect, I’m swapping my A&T Universal Cash card for a Citi Platinum Select card.

I applied online and within a minute I was accepted, wahoo!, now I have to resist the temptation to turn it into yet another balance transfer arbitrage [5]