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Citi Holiday Student Bonus Cashback Promotion

Posted By Jim On 12/06/2009 @ 12:22 pm In Credit | 17 Comments

This offer has expired.

Citi is running a college student holiday promotion from now until January 15th, 2010, on their Citi mtvU Platinum Select and Citi Forward credit cards. From until January 15th, new cardmembers who are college students who apply and are approved for the cards have the chance to earn 3,600 bonus points for paying their bill on-time and for staying under the credit limit for three months. Normally credit cards will give you rewards for spending aX dollars within three months, Citi is doing something more responsible – rewards based on timely payment and responsible borrowing.

Citi mtvU Platinum Select

The Citi mtvU card, which is one of the cards in my wallet today, has a special offer where they will give you 1,200 bonus points in each of the first three billing periods your account is open if you pay on time and stay under your credit limit.

In addition to the bonus points, you get all the things I’ve come to love about this card. You can earn up to 2,000 points twice a year for having good grades (if you’re still in school), 25 points each statement cycle when you pay on time and stay under your credit limit, plus 5% reward points on dining, books, music and movies with 1% on everything else.

Citi Forward

On the Citi Forward card, you can also earn 1,200 bonus points on each of the first 3 billing periods when you pay on time and stay under the credit line. You can also earn an additional 8,500 bonus points when you make $250 in purchases and sign up for Paperless Statements within three months.

Then, there’s 100 points each billing period you pay on time and stay under the limit plus 5% reward points on dining, books, music, and movies with 1% on everything else. Finally, there’s the standard 0.25% purchase APR reduction if, for three months at a time, you make a purchase, then on-time payments, and stay under your limit (max of 2%).

As for the value of the reward points, I did a review of the Citi ThankYou Rewards Network [3] to see how it stacked up against similarly setup catalogs.

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[3] Citi ThankYou Rewards Network: http://www.bargaineering.com/articles/citi-thankyou-network-rewards-review.html

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