Citi mtvU Platinum Select Offers 5% Rewards
In my wallet sit two credit cards that I use: AT&T Universal Cash Rewards card that gives me 5% at gas stations, supermarkets and drugstores; and an American Express Costco card that gives me 3% at restaurants and 2% for any travel purchases. Welcome Citi mtvU Platinum Select Visa Card for College Students with 5% back on “restaurants, bookstores, record stores, movie theaters, and video rentals.” It’s a student card but I’m a student at Johns Hopkins so I hope that qualifies me. The best part is that Amazon.com is considered a bookstore so you get 5% on those purchases too, better than Amazon’s own credit card!
Here are some of the specifics:
Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student’s GPA (beginning at 2.5). These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years. (more details)
No annual fee too (a pre-requisite for all credit cards nowadays).
5 responses to “Citi mtvU Platinum Select Offers 5% Rewards”
LAMoneyGuy responds:
Posted: February 24th, 2006 at 3:35 pm
Holy crap that’s cool. 5% back for restaurants? That’s really good. I frequently buy meals for work and expense it. I would love to be getting 5% back for those purchases!
» PFCollege: Establishing Credit on Blueprint for Financial Prosperity responds:
Posted: September 14th, 2006 at 3:21 pm
[...] But it’s hard to get a credit card with no credit history, I keep getting rejected! - That’s correct, especially if you’re a college student with no income. So, when you apply for a new credit card (I recommend the mtvU credit card, it’s geared towards students), put that you’re a student and put your tuition payments as your income (I’ve did this but I don’t know what the legal ramifications, if any, there are on doing this) and you may be approved. If not, ask your parents to put you as a cosigner on a credit card (but never use that credit card!). Eventually, after a few months of being a cosigner, try applying for another card again. [...]
» Chase Freedom Rewards Card Review on Blueprint for Financial Prosperity responds:
Posted: March 28th, 2007 at 3:37 pm
[...] advantage of a 12 month 0% balance transfer option) and still 2% less than my Citi mtvU card (Citi mtvU review) for all restaurants (not just quick service), so this card doesn’t look like a winner for [...]
telke responds:
Posted: March 30th, 2007 at 5:38 am
That is interesting Citibank canceled my ATT Universal Cash Rewards in Aug 2006 citing business reasons. I assumed that they cancelled everyone’s card. Apparently not.
PhD student responds:
Posted: November 8th, 2007 at 3:20 pm
Do you need to be a full time student so as to qualify for this Citi mtvU Platinum Select Visa Card? You can’t be a full time student whole life. Do they cut you off the moment you graduate or off the school?