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Citi mtvU Platinum Select Offers 5% Rewards

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In my wallet sit two credit cards that I use: AT&T Universal Cash Rewards card that gives me 5% at gas stations, supermarkets and drugstores; and an American Express Costco card that gives me 3% at restaurants and 2% for any travel purchases. Welcome Citi mtvU Platinum Select Visa Card for College Students with 5% back on “restaurants, bookstores, record stores, movie theaters, and video rentals.” It’s a student card but I’m a student at Johns Hopkins so I hope that qualifies me. The best part is that is considered a bookstore so you get 5% on those purchases too, better than Amazon’s own credit card!

Here are some of the specifics:

Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student’s GPA (beginning at 2.5). These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years. (more details)

No annual fee too (a pre-requisite for all credit cards nowadays).

{ 4 comments, please add your thoughts now! }

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4 Responses to “Citi mtvU Platinum Select Offers 5% Rewards”

  1. LAMoneyGuy says:

    Holy crap that’s cool. 5% back for restaurants? That’s really good. I frequently buy meals for work and expense it. I would love to be getting 5% back for those purchases!

  2. telke says:

    That is interesting Citibank canceled my ATT Universal Cash Rewards in Aug 2006 citing business reasons. I assumed that they cancelled everyone’s card. Apparently not.

  3. PhD student says:

    Do you need to be a full time student so as to qualify for this Citi mtvU Platinum Select Visa Card? You can’t be a full time student whole life. Do they cut you off the moment you graduate or off the school?

  4. This card is great if you happen to be a good student AND have an existing student loan. You can take the points you’ll earn twice a year from a solid GPA score and use them to reduce the principle of your loan. It’s a very unique and beneficial offer for the right type of student IMO.

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