The Citi Home Rebate Platinum Select MasterCard is no longer available.
Reader Steve H. sent me some information about a credit card that Citi is offering that will give you 6% cash back on a lot of home related utilities such as internet, television, various utilities, etc. for an introductory 12 month period and then 1% afterwards with no cap. It’s called the Citi Home Rebate Platinum Select MasterCard and while this card is being marketed towards homeowners with mortgages, this doesn’t exclude folks who don’t have a mortgage. You have the option of choosing to receive your cash back as a statement credit or a “Home Mortgage Rebate” that you can apply towards an outstanding mortgage principal (any mortgage company). As per most Citi cards, this one comes with no annual fee.
A good way to use this card is to apply for it, pay your eligible utilities with it for the first six months, and then parlay the credit limit into another 12 months of 0% balance transfer funds that you can put into an FNBO Direct  or ING Direct  account.
You get no additional benefit for putting it towards your mortgage, other than paying off the mortgage sooner, so mortgage holders don’t come out “ahead” of non-mortgage holders but they do come out ahead of themselves without the card.
If anyone has this card, we would all appreciate it if you could share your experiences with it.