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Citi Simplicity® Credit Card Review
Posted By Jim On 07/06/2011 @ 7:25 am In Credit | 9 Comments
One of the latest credit cards to make a splash in the world of plastic transactions is the Citi Simplicity® card  . With a long introductory period for the 0% APR on purchases and balance transfers  for 18 months, and no over the limit fees or late payment fees, Citi Simplicity® offers something unique in the credit card  universe.
While there are definite advantages to the Citi Simplicity® card, including no annual fee, it does not come with a rewards program. So, the card, while offering a lot to some individuals, is not the best choice for others. Here is a rundown of the new Citi Simplicity® credit card:
Just as the name suggests, the Citi Simplicity® credit card is fairly straightforward. There is no rewards program, so you won’t get bogged down in those types of details. Other features include:
In most cases, the Citi Simplicity® card will benefit someone trying to pay down his or her debt. The card, with its 0% APR for 18 months, and its forgiving policy if you are late with a payment, offers a situation in which someone with credit card debt can make solid headway. The Citi Simplicity® card is ideal for someone living paycheck to paycheck, looking for a way to better his or her financial circumstances. Make on time payments, and use it as a way to slay your credit card debt, and the Citi Simplicity® credit card can be a helpful tool in improving your credit score .
On the other hand, someone with good credit already, and who doesn’t carry a balance, may not benefit as much from the Citi Simplicity®. If you are a super credit card user who likes to take advantage of rewards programs to get cash back, free travel and other perks, the Simplicity® card won’t fulfill your needs.
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 One of the latest credit cards to make a splash in the world of plastic transactions is the Citi Simplicity® card: http://links.ncsreporting.com/redirect.aspx?cr=312167&of=1859&af=105970&ac=100
 balance transfers: http://www.bargaineering.com/articles/list-of-cards-with-0-balance-transfer-offers-for-12-months.html
 credit card: http://www.bargaineering.com/articles/tag/credit-cards
 improving your credit score: http://www.bargaineering.com/articles/what-is-a-good-credit-score.html
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