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Citi ThankYou Rewards 20% Bonus Points Promotion

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I logged into my Citi account today and discovered that they were offering a new opt-in promotion where you can earn a 20% bonus on ThankYou Points that you earn using your card for the next six months. I did some research and learned on this Fatwallet Finance forum thread that this might be a targeted offer, so if you log in and don’t see it, you’re not going crazy. It’s a nice little offer that will juice up my Citi mtvU card’s already healthy 5% at restaurants and Amazon.com to an even healthier 6%. If you have a 1% cashback card, it only gets you an additional 0.2% but there are no strings attached so you might as well take the extra cash back.

To find out if you were extended this offer, log into your account and look at the left hand side. You should see something like this:
20% bonus Thank You Points

If you don’t see the offer (outlined in red), then unfortunately you aren’t eligible.

Click on the offer and you’ll be asked to accept the offer:
Offer Acceptance screenshot

That’s it!

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5 Responses to “Citi ThankYou Rewards 20% Bonus Points Promotion”

  1. Be very careful that you are not signing up for some promotion that results in a monthly charge to your credit card.

  2. Jim says:

    That happens with promotions like identity theft protection or job loss protection, not with something like this… but your warning is duly noted.

  3. JJ says:

    They actually sent me an email and mailed me a letter with an offer for 50% more points for the amount I spend until the end of October. No string attach.

  4. Sally says:

    If we opt-in for the ThankYou points, does this mean we’re opting out of the cash dividend reward?

    Also, I received the letter but it doesn’t appear online.

  5. Koala says:

    Be very careful. I just found out that Citi will send you a 1099 for ThankYou points and freqent flier miles if they are earned on a banking product.

    In plain english, this means you will have to pay taxes on the fair market value of the points/miles, which is determined by Citi.


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