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	<title>Comments on: Credit and Mortgage Triggers</title>
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	<link>http://www.bargaineering.com/articles/credit-and-mortgage-triggers.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: girl150</title>
		<link>http://www.bargaineering.com/articles/credit-and-mortgage-triggers.html/comment-page-1#comment-124703</link>
		<dc:creator>girl150</dc:creator>
		<pubDate>Thu, 28 Jun 2007 16:13:11 +0000</pubDate>
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		<description>So that explains why we heard from a collection agency for a debt regarding my husband&#039;s ex-wife&#039;s car a mere 5 years after its repossession: he and I had just applied for a mortgage.  Lucky us.  So glad we get to be the ones back on our feet financially, not her.  Bleh.
/rant</description>
		<content:encoded><![CDATA[<p>So that explains why we heard from a collection agency for a debt regarding my husband&#8217;s ex-wife&#8217;s car a mere 5 years after its repossession: he and I had just applied for a mortgage.  Lucky us.  So glad we get to be the ones back on our feet financially, not her.  Bleh.<br />
/rant</p>
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		<title>By: FamilyFinanceBlog</title>
		<link>http://www.bargaineering.com/articles/credit-and-mortgage-triggers.html/comment-page-1#comment-122151</link>
		<dc:creator>FamilyFinanceBlog</dc:creator>
		<pubDate>Tue, 26 Jun 2007 17:08:35 +0000</pubDate>
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		<description>I was amazed at how many offers I got. For the worst offender (literally one offer a day, every day) I wrote them and said I will never finance with you, take me off your list. They did, thankfully. Now I&#039;m down to about 2-3 a week.

I was surprised, too, when one of my loans came out of the prepayment penalty period and I got mail saying &quot;now that you don&#039;t have a prepayment penalty...&quot;. I guess everything is for sale in this world.</description>
		<content:encoded><![CDATA[<p>I was amazed at how many offers I got. For the worst offender (literally one offer a day, every day) I wrote them and said I will never finance with you, take me off your list. They did, thankfully. Now I&#8217;m down to about 2-3 a week.</p>
<p>I was surprised, too, when one of my loans came out of the prepayment penalty period and I got mail saying &#8220;now that you don&#8217;t have a prepayment penalty&#8230;&#8221;. I guess everything is for sale in this world.</p>
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		<title>By: KMC</title>
		<link>http://www.bargaineering.com/articles/credit-and-mortgage-triggers.html/comment-page-1#comment-121917</link>
		<dc:creator>KMC</dc:creator>
		<pubDate>Tue, 26 Jun 2007 14:01:41 +0000</pubDate>
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		<description>I had the same reaction when we bought our house and got tons of refinance offers.  I don&#039;t get it.  Why are companies paying the costs to send these mailings?  I just closed a mortgage; why would I refinance?</description>
		<content:encoded><![CDATA[<p>I had the same reaction when we bought our house and got tons of refinance offers.  I don&#8217;t get it.  Why are companies paying the costs to send these mailings?  I just closed a mortgage; why would I refinance?</p>
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		<title>By: pcooper</title>
		<link>http://www.bargaineering.com/articles/credit-and-mortgage-triggers.html/comment-page-1#comment-121877</link>
		<dc:creator>pcooper</dc:creator>
		<pubDate>Tue, 26 Jun 2007 13:25:21 +0000</pubDate>
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		<description>https://www.optoutprescreen.com/ lets you opt out of a lot of that stuff.</description>
		<content:encoded><![CDATA[<p><a href="https://www.optoutprescreen.com/" rel="nofollow">https://www.optoutprescreen.com/</a> lets you opt out of a lot of that stuff.</p>
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