Credit Card Offers & Promotions List
Credit card offers total value: $1,300.
Here is every credit card promotional offer I am aware of, listed in a handy table along with fulfillment requirements. The only rules about having a card appear on the list is that the promotional offer be worth at least $50 and it must be a mainstream brand like Citi, Discover, Capital One, American Express, etc. No offers available only to a small geographic region, these are all mainstream ones that are potentially available to everyone if you qualify.
They are listed in order of value and I will attempt to keep this list updated monthly. (this list does not include free airline miles promotions, i.e. those cards that give only miles as a promotions, but some of these cards allow you to convert points into miles) For the cards that have (points) next to the dollar value, which currently is all of them, you will get your rewards in points (which can often be converted into gift cards) and the maximum value is displayed there. $100 in points is usually 10,000 points, but not always, so be sure to read the terms and conditions. Without further ado, here are the $1,300 in promotions!
| Name | Value (Type) | Requirements |
| Discover Business - new! | $100 (points) | $1000 spend, 3 mos. |
| Citi PremierPass Elite | $200 (points) | $600 spend, 3 mos. |
| Citi® ProfessionalSM Card with Thank YouSM Network | $100 (points) | after $250 purchase |
| AMEX Starwood Preferred Guest Business | $100 (points) | after 1st purchase |
| AMEX Starwood Preferred Guest | $100 (points) | after 1st purchase |
| AMEX Preferred Rewards Gold | $100 (points) | after 1st purchase |
| Citi PremierPass | $100 (points) | $300 spend, 3 mos. |
| CitiBusiness w/ ThankYou Network | $100 (points) | after $250 purchase |
| AMEX Platinum Business FreedomPass | $50 (points) | after 1st purchase |
| One from American Express | $50 (points) | after 1st purchase |
| The Nest (AMEX) | $50 (points) | after 1st purchase |
| The Knot (AMEX) | $50 (points) | after 1st purchase |
| AMEX Preferred Rewards Green | $50 (points) | after 1st purchase |
| Business Gold Rewards (AMEX) | $50 (points) | after 1st purchase |
| Chase Freedom | $50 (points) | after 1st purchase |
| Citi Diamond Preferred Rewards | $50 (points) | after $100 in purchases, 3 mos. |
Who is eligible for a business card? Anyone can be a sole proprietorship without filling out any additional paperwork. Put in your name as the business name, your social security number as the ID number, and you can apply as a business. You don’t pay extra taxes, you don’t have to fill out any extra paperwork, this is 100% legal and acceptable.
If you know of an offer that isn’t on the list, please leave it in the comments or email me, thanks!
(Fat stack photo taken by Refracted Moments™ on Flickr)
4 responses to “Credit Card Offers & Promotions List”
Mr. Stupid responds:
Posted: April 4th, 2008 at 2:56 pm
I don’t mean to sound stupid but… what are points for?
If I have 10,000 points, what do I have? I don’t travel much, so if they change into miles, then what?
jim says in reply:
Posted: April 4th, 2008 at 3:06 pm
You can take those points and usually convert them into gift cards based on the issuer’s points schedule. 10,000 can usually get you a $100 gift card at a major retailer.
Fred@OPC responds:
Posted: April 4th, 2008 at 11:04 pm
Nice list, Jim. We’re still planning on rotating cards soon. I’ll be back to your list when we do.
Sharath responds:
Posted: April 10th, 2008 at 12:47 pm
Hey Jim, Thank you very much for all the information you have provided. I read your stuff a lot. I even forwarded your information to my friends. To get credit cards, we need to have good credit history. Just in case if you dont know, we are eligible for a free credit report every year from each of the credit agencies. you can get it from : https://www.annualcreditreport.com/cra/index.jsp
This provides only the credit report but not the FICO Score. However my friend mentioned that if we have Washington Mutual Credit card, they provide free credit score in their monthly statement.
Being on top of our credit history is most important.