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Cut Health Care Costs: Check Who Takes What Insurance
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Ever go to a store, pick up a whole bunch of stuff, and then find out they don’t take credit cards? Yeah, I think that’s ridiculous too (but entirely their right, I would just put the stuff back and leave) Well, at hospitals, some of the specialists won’t take some of the insurance types because insurance companies are a pain in the ass to deal with (imagine how hard it is to get insurance companies to pay the people who pay them, now imagine getting them to pay you when you don’t pay them… now imagine doing that all freaking day). So, the fifth tip in CNN Money’s Fifty Ways To Cut Your Health-Care Costs is to double check with all the specialists you’ll be working with do accept the insurance that you have and that they are in your network. It’s best to do this before you get treated but when that can’t be helped, you should ask when you’re there.
Source: CNN Money
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I think people will really get sick of shopping for competitive health care. But like Self Service at the gas pump, it looks like we will have little choice but to participate. I hope the industry will make it manageable for us, because they certainly don’t right now.