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	<title>Comments on: Cut Health Care Costs: Pay Now, Pay Cash</title>
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		<title>By: Wizard Prang</title>
		<link>http://www.bargaineering.com/articles/cut-health-care-costs-pay-now-pay-cash.html/comment-page-1#comment-305759</link>
		<dc:creator>Wizard Prang</dc:creator>
		<pubDate>Wed, 17 Jun 2009 13:56:36 +0000</pubDate>
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		<description>It&#039;s a nice idea on paper, but it does not solve the biggest problem - why medical treatment is so damned expensive in the first place. 10% off damned expensive is still bloody expensive...

Part of the problem is supply and demand. The medical profession is NOT a free market, since the supply of Doctors is controlled. Anyone had to wait for months to see a specialist? There are obviously not enough of those folks out there, and I suspect that the AMA prefers it that way.

Of course there is another side to this particular coin; training doctors is horribly expensive - it costs more to train a Doc than a Fighter Pilot; even though the pilots are trained with &quot;gubmint munniez&quot;, none of us have ever tried to get a free flight in an F-16. So why do so many people think that it is OK to demand free healthcare (from a self-trained doc) with a straight face?

Oh, and the average doctor pays out more in malpractice insurance premiums than most of us earn; so they have to charge us an arm and a leg just to keep up wth those payments.

Here&#039;s an idea; why not introduce a lesser level of medical practitioner (who can be trained more cheaply) who can provide basic care at a reduced price? They could reduce the price still further by charging set fees and not having to deal with insurance companies.

They would have to have government-backed immunity from malpractice prosecution - so they don&#039;t have to spend $10k/month on insurance and can pass those savings on to you. They could look after the cuts, scrapes, fevers, rashes and pimples while the &quot;real&quot; Docs do the hard stuff.

It is not a perfect idea, I know... but can you come up with a better one?</description>
		<content:encoded><![CDATA[<p>It&#8217;s a nice idea on paper, but it does not solve the biggest problem &#8211; why medical treatment is so damned expensive in the first place. 10% off damned expensive is still bloody expensive&#8230;</p>
<p>Part of the problem is supply and demand. The medical profession is NOT a free market, since the supply of Doctors is controlled. Anyone had to wait for months to see a specialist? There are obviously not enough of those folks out there, and I suspect that the AMA prefers it that way.</p>
<p>Of course there is another side to this particular coin; training doctors is horribly expensive &#8211; it costs more to train a Doc than a Fighter Pilot; even though the pilots are trained with &#8220;gubmint munniez&#8221;, none of us have ever tried to get a free flight in an F-16. So why do so many people think that it is OK to demand free healthcare (from a self-trained doc) with a straight face?</p>
<p>Oh, and the average doctor pays out more in malpractice insurance premiums than most of us earn; so they have to charge us an arm and a leg just to keep up wth those payments.</p>
<p>Here&#8217;s an idea; why not introduce a lesser level of medical practitioner (who can be trained more cheaply) who can provide basic care at a reduced price? They could reduce the price still further by charging set fees and not having to deal with insurance companies.</p>
<p>They would have to have government-backed immunity from malpractice prosecution &#8211; so they don&#8217;t have to spend $10k/month on insurance and can pass those savings on to you. They could look after the cuts, scrapes, fevers, rashes and pimples while the &#8220;real&#8221; Docs do the hard stuff.</p>
<p>It is not a perfect idea, I know&#8230; but can you come up with a better one?</p>
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