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	<title>Comments on: Cut Just One Cup a Week</title>
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	<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Gary</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-301063</link>
		<dc:creator>Gary</dc:creator>
		<pubDate>Tue, 31 Mar 2009 18:54:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-301063</guid>
		<description>If coffee is available at work, but it&#039;s lousy, become the &quot;coffee guy/gal&quot;. Just using a little more grounds improves most coffee (some people are just used to watery coffee, but tell them to add more water!Duh...). Once you use up the ground coffee the lousy coffee making person was using, buy some beans. Even cheap beans, freshly ground, will beat the expensive grounds, after the bags been left out a few days. Again, use enough grounds, and with the fresh grind, you will become the 
&quot;coffee hero&quot;, and have beat your own need for Starbucks.</description>
		<content:encoded><![CDATA[<p>If coffee is available at work, but it&#8217;s lousy, become the &#8220;coffee guy/gal&#8221;. Just using a little more grounds improves most coffee (some people are just used to watery coffee, but tell them to add more water!Duh&#8230;). Once you use up the ground coffee the lousy coffee making person was using, buy some beans. Even cheap beans, freshly ground, will beat the expensive grounds, after the bags been left out a few days. Again, use enough grounds, and with the fresh grind, you will become the<br />
&#8220;coffee hero&#8221;, and have beat your own need for Starbucks.</p>
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		<title>By: Grey</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227901</link>
		<dc:creator>Grey</dc:creator>
		<pubDate>Wed, 16 Apr 2008 00:00:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227901</guid>
		<description>It never ceases to amaze me how much the little things add up.  I&#039;m currently on a no spend plan for food (I stocked up at the beginning of the month), and so prepare all my lunch and snacks at home.  Coffee is free at our office (if you can stomach it), and I use a water bottle to make it through the remainder of the day.

It&#039;s a lot of work, but I&#039;m eating much healthier, as well.  Home-brewed coffee and bag lunches are usually much lower in calories than the Starbucks overflavored latte and the $7 salad option.</description>
		<content:encoded><![CDATA[<p>It never ceases to amaze me how much the little things add up.  I&#8217;m currently on a no spend plan for food (I stocked up at the beginning of the month), and so prepare all my lunch and snacks at home.  Coffee is free at our office (if you can stomach it), and I use a water bottle to make it through the remainder of the day.</p>
<p>It&#8217;s a lot of work, but I&#8217;m eating much healthier, as well.  Home-brewed coffee and bag lunches are usually much lower in calories than the Starbucks overflavored latte and the $7 salad option.</p>
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		<title>By: Funny about Money</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227625</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Sun, 13 Apr 2008 23:23:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227625</guid>
		<description>Starbucks makes my hair shrivel up and there&#039;s no time to eat lunch at my workplace. However, I did decide to kick the wine &amp; beer habit. Decided to try it for one month (the shortest month: February!). 

Lo! Not only did it save me a bundle, in one month I lost about six pounds.

Good for the wallet, good for the bod&#039;.</description>
		<content:encoded><![CDATA[<p>Starbucks makes my hair shrivel up and there&#8217;s no time to eat lunch at my workplace. However, I did decide to kick the wine &amp; beer habit. Decided to try it for one month (the shortest month: February!). </p>
<p>Lo! Not only did it save me a bundle, in one month I lost about six pounds.</p>
<p>Good for the wallet, good for the bod&#8217;.</p>
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		<title>By: Heath</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227372</link>
		<dc:creator>Heath</dc:creator>
		<pubDate>Fri, 11 Apr 2008 20:16:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227372</guid>
		<description>I used to be a Starbucks junkie!  But once I figured out how much I was spending on my fix I decided to do something about it.  I know that this is extreme and not possible for everyone, I started purchasing raw/green coffee beans and roasting my own at home.  I couldn&#039;t believe the difference in quality, taste or MONEY SAVED!!!

One thing led to another and I ended up starting Java Roastin&#039;.  I am now in the business of helping people get off their Starbucks, Caribou, Dunkin&#039; Dounuts kick and realize what GREAT, FRESH ROASTED coffee actually tastes like!  I would be happy to answer any and all questions regarding home roasting or even questions about what we at Java Roastin&#039; can do for you!</description>
		<content:encoded><![CDATA[<p>I used to be a Starbucks junkie!  But once I figured out how much I was spending on my fix I decided to do something about it.  I know that this is extreme and not possible for everyone, I started purchasing raw/green coffee beans and roasting my own at home.  I couldn&#8217;t believe the difference in quality, taste or MONEY SAVED!!!</p>
<p>One thing led to another and I ended up starting Java Roastin&#8217;.  I am now in the business of helping people get off their Starbucks, Caribou, Dunkin&#8217; Dounuts kick and realize what GREAT, FRESH ROASTED coffee actually tastes like!  I would be happy to answer any and all questions regarding home roasting or even questions about what we at Java Roastin&#8217; can do for you!</p>
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		<title>By: Phil A.</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227369</link>
		<dc:creator>Phil A.</dc:creator>
		<pubDate>Fri, 11 Apr 2008 19:51:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227369</guid>
		<description>I bring lunch to work every day and I never buy coffee out. I need that money to go to my other monthly expenses.</description>
		<content:encoded><![CDATA[<p>I bring lunch to work every day and I never buy coffee out. I need that money to go to my other monthly expenses.</p>
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		<title>By: mapgirl</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227349</link>
		<dc:creator>mapgirl</dc:creator>
		<pubDate>Fri, 11 Apr 2008 16:22:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227349</guid>
		<description>Interesting post. I think the bigger thing though is to examine how you pay for the coffee. For instance, if you pay cash every morning for that coffee, but you decide to forgo a cup a week, dump the actual money you would have spent into a real piggy bank and then total it up.

In divorcing ourselves from currency transactions, we get confused about what we really spend. (FWIW, Marx calls this &#039;fetishizing&#039;, where we no longer know the origins of what we buy because we are so far removed from it.) I know that I spend less now that I have moved towards a weekly cash allowance. I&#039;m a crappy budgeter and I always pull out more cash before the week is over, but overall, I have noticed that I spend less on lunches and dinners than I have in the past when I used plastic.

Having only $7 in cash when it&#039;s time to buy lunch will make a difference in your choice of meals. An artificial scarcity of currency resources will effect your purchase. It&#039;s worth trying it out. For $7, I can go to the local supermarket for a half sub (8&quot;) and drink for $4-5. Or I can go to a local food court and get a really yummy rice bowl with BBQ chicken for $7 and drink water.

One last thing, one of my girlfriends never buys food on credit cards. EVER. Once I learned that lesson from her, I used my credit cards a lot less for everything. Never buy a consumable like food on credit. Only durable goods, stuff with resale value, or high value items for which carry wads of currency might be a dubious proposition, i.e. traveling.

Sorry for the posty-posty comment. Sacrificing one store-bought coffee a week is probably a good start for most people. But I think it packs a bigger punch when that money is saved and counted up on the Day of Reckoning at the end of the month. It&#039;s all about messages and impact. Do you really miss $4 of virtual money or $4 cash you forked over?</description>
		<content:encoded><![CDATA[<p>Interesting post. I think the bigger thing though is to examine how you pay for the coffee. For instance, if you pay cash every morning for that coffee, but you decide to forgo a cup a week, dump the actual money you would have spent into a real piggy bank and then total it up.</p>
<p>In divorcing ourselves from currency transactions, we get confused about what we really spend. (FWIW, Marx calls this &#8216;fetishizing&#8217;, where we no longer know the origins of what we buy because we are so far removed from it.) I know that I spend less now that I have moved towards a weekly cash allowance. I&#8217;m a crappy budgeter and I always pull out more cash before the week is over, but overall, I have noticed that I spend less on lunches and dinners than I have in the past when I used plastic.</p>
<p>Having only $7 in cash when it&#8217;s time to buy lunch will make a difference in your choice of meals. An artificial scarcity of currency resources will effect your purchase. It&#8217;s worth trying it out. For $7, I can go to the local supermarket for a half sub (8&#8243;) and drink for $4-5. Or I can go to a local food court and get a really yummy rice bowl with BBQ chicken for $7 and drink water.</p>
<p>One last thing, one of my girlfriends never buys food on credit cards. EVER. Once I learned that lesson from her, I used my credit cards a lot less for everything. Never buy a consumable like food on credit. Only durable goods, stuff with resale value, or high value items for which carry wads of currency might be a dubious proposition, i.e. traveling.</p>
<p>Sorry for the posty-posty comment. Sacrificing one store-bought coffee a week is probably a good start for most people. But I think it packs a bigger punch when that money is saved and counted up on the Day of Reckoning at the end of the month. It&#8217;s all about messages and impact. Do you really miss $4 of virtual money or $4 cash you forked over?</p>
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		<title>By: Todd</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227272</link>
		<dc:creator>Todd</dc:creator>
		<pubDate>Fri, 11 Apr 2008 02:26:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227272</guid>
		<description>These ideas are great to start with, but it&#039;s a bit like trying to bail out water with a teaspoon.  If $400 / year is savings worth making a change for, why leave the remaining $1600 on the table ?  I kicked the $7 lunch routine a long time ago, and I don&#039;t miss it.  I also don&#039;t prepare a &quot;lunch&quot; per se, just take a microwaveable pizza, meal, etc..  If you&#039;re busy at all during the day, I don&#039;t think you&#039;ll miss that bag of fries sitting in your gut all afternoon.  

At this point, I can hardly believe all the people that spend their &quot;lunch money&quot; every day, without fail.  If you know much about physiology, you know it&#039;s not a good investment !</description>
		<content:encoded><![CDATA[<p>These ideas are great to start with, but it&#8217;s a bit like trying to bail out water with a teaspoon.  If $400 / year is savings worth making a change for, why leave the remaining $1600 on the table ?  I kicked the $7 lunch routine a long time ago, and I don&#8217;t miss it.  I also don&#8217;t prepare a &#8220;lunch&#8221; per se, just take a microwaveable pizza, meal, etc..  If you&#8217;re busy at all during the day, I don&#8217;t think you&#8217;ll miss that bag of fries sitting in your gut all afternoon.  </p>
<p>At this point, I can hardly believe all the people that spend their &#8220;lunch money&#8221; every day, without fail.  If you know much about physiology, you know it&#8217;s not a good investment !</p>
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		<title>By: Jason H</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227223</link>
		<dc:creator>Jason H</dc:creator>
		<pubDate>Thu, 10 Apr 2008 19:22:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227223</guid>
		<description>Since my employer allows me to work from home when I&#039;m not traveling, I actually do the opposite when I&#039;m at home.  On Monday I go out to lunch since I&#039;m usually coming home from a week at a client site and need to unwind.  Then on Friday I usually go out to a local coffee shop and enjoy a long morning cup of coffee (and a pastry).  I used to feel like I was cheating when I did this because everyone I know works out of an office and they&#039;d talk about how they were cutting back on coffee and lunches out, while I wasn&#039;t.  Now however, I chalk it up to the fact that I only get to spend 1 or 2 weeks a month at home with my wife while they spend every night at home.</description>
		<content:encoded><![CDATA[<p>Since my employer allows me to work from home when I&#8217;m not traveling, I actually do the opposite when I&#8217;m at home.  On Monday I go out to lunch since I&#8217;m usually coming home from a week at a client site and need to unwind.  Then on Friday I usually go out to a local coffee shop and enjoy a long morning cup of coffee (and a pastry).  I used to feel like I was cheating when I did this because everyone I know works out of an office and they&#8217;d talk about how they were cutting back on coffee and lunches out, while I wasn&#8217;t.  Now however, I chalk it up to the fact that I only get to spend 1 or 2 weeks a month at home with my wife while they spend every night at home.</p>
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		<title>By: Jesse</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227195</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Thu, 10 Apr 2008 17:09:26 +0000</pubDate>
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		<description>Heh heh, seems to be on everyones mind lately: I just wrote yesterday about saving money in the corporate world.  I used to have a massive starbucks addiction and I can say, it cost me thousands.</description>
		<content:encoded><![CDATA[<p>Heh heh, seems to be on everyones mind lately: I just wrote yesterday about saving money in the corporate world.  I used to have a massive starbucks addiction and I can say, it cost me thousands.</p>
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		<title>By: Trent Hamm</title>
		<link>http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html/comment-page-1#comment-227162</link>
		<dc:creator>Trent Hamm</dc:creator>
		<pubDate>Thu, 10 Apr 2008 12:27:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/cut-just-one-cup-a-week.html#comment-227162</guid>
		<description>Great advice.  But don&#039;t blow the extra money - if you save $250 by bringing in your lunch once a week, don&#039;t blow it on a Wii.  Instead, use it to make an extra debt payment or invest it in an index fund.</description>
		<content:encoded><![CDATA[<p>Great advice.  But don&#8217;t blow the extra money &#8211; if you save $250 by bringing in your lunch once a week, don&#8217;t blow it on a Wii.  Instead, use it to make an extra debt payment or invest it in an index fund.</p>
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