Comments on: Deciding to Rollover your Retirement Plan http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 02:01:03 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Financial Freedumb http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html/comment-page-1#comment-22109 Financial Freedumb Tue, 12 Sep 2006 08:00:06 +0000 http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html#comment-22109 I always kind of thought along the lines of FMF...as soon as I leave my company I want to move it over to an IRA. Like FMF said, more options, more control, and lower costs. Plus it's not tied to your employer in anyway... Converting it to a Roth is not something I'd weight heavily...since an IRA is similar to 401s from a tax perspective...I believe. I always kind of thought along the lines of FMF…as soon as I leave my company I want to move it over to an IRA. Like FMF said, more options, more control, and lower costs. Plus it’s not tied to your employer in anyway…

Converting it to a Roth is not something I’d weight heavily…since an IRA is similar to 401s from a tax perspective…I believe.

]]> By: Matt http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html/comment-page-1#comment-22098 Matt Tue, 12 Sep 2006 07:29:59 +0000 http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html#comment-22098 I've never found an employer plan that offered the kind of funds I wanted to be investing in. Hence I've always rolled into a personal IRA, with the money in index funds. Low overhead, better long-term results than any managed fund will ever offer me...especially since my IRA is a "fire and forget" account. I’ve never found an employer plan that offered the kind of funds I wanted to be investing in. Hence I’ve always rolled into a personal IRA, with the money in index funds. Low overhead, better long-term results than any managed fund will ever offer me…especially since my IRA is a “fire and forget” account.

]]> By: FMF http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html/comment-page-1#comment-21810 FMF Mon, 11 Sep 2006 16:33:57 +0000 http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html#comment-21810 I ALWAYS have converted mine to IRAs. More investment options, more control, and lower costs. I ALWAYS have converted mine to IRAs. More investment options, more control, and lower costs.

]]> By: CK http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html/comment-page-1#comment-21803 CK Mon, 11 Sep 2006 16:13:28 +0000 http://www.bargaineering.com/articles/deciding-to-rollover-your-retirement-plan.html#comment-21803 If you're still eligible why not convert to a Roth? You've certainly got time to make back the tax hit. Plus why lock yourself in to your new employers options when you can have limitless options with an IRA. I don't buy the "advantage of institutional pricing" you can certainly find plenty of low cost options on your own, no sweat. If you’re still eligible why not convert to a Roth? You’ve certainly got time to make back the tax hit. Plus why lock yourself in to your new employers options when you can have limitless options with an IRA. I don’t buy the “advantage of institutional pricing” you can certainly find plenty of low cost options on your own, no sweat.

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