Comments on: Don’t Check Your Score Every Day

By: roberta

roberta — Wed, 29 Jul 2009 01:58:36 +0000

I check mine every day but if you have ever had your credit screwed up you would too. It only takes one thing to make it negative so dont be stupid check it everyday something that takes few minutes can keep you from a big pain inthe butt !Q!

By: mike martin

mike martin — Thu, 18 Jun 2009 02:43:27 +0000

How does one get his credit score without paying for it. I just recently received my 3 credit reports free but no score was assigned. when I log in I always get a company wanting me to sign up for their monitoring program for $29.00 @ month. Is their a site that I can go to without paying?

By: Mike

Mike — Thu, 04 Jun 2009 00:32:01 +0000

As long as you aren’t close to the cutoff for one of the tiers, it seems to me that checking three or four times a year would be sufficient. I use Credit Karma.

By: thomas

thomas — Wed, 03 Jun 2009 21:31:59 +0000

Woah! I check mine every day. I can’t fall under the category of “crazy.” Actually you are right, it really is pointless to be checking a retirement account every day especially if your time horizon is 20+ years. It’s not magically going to hit $1M overnight.

By: Ryan P Smith

Ryan P Smith — Wed, 03 Jun 2009 14:25:27 +0000

You should certainly be focusing more on your report than score. Checking your report regularly will ensure that it is accurate and help protect you from id theft; that will keep your score as good as it can be.

If you have disputed errors on your report I can see closely monitoring your score to make sure they are removed and stay removed.

By: Patrick

Patrick — Wed, 03 Jun 2009 13:44:39 +0000

I agree that people checking their score every day need to find something better to do with their time. It’s the same with people who check their retirement accounts everyday. It’s good to keep up with them, but over checking will drive you crazy.

By: Lucy

Lucy — Wed, 03 Jun 2009 01:01:53 +0000

I’m definitely with the “Angel”. Once a month is enough, honestly. Everyday is just obsessive-compulsive.

By: thomas

thomas — Tue, 02 Jun 2009 21:50:22 +0000

Credit Score love affair is an industry driven hoax. Who benefits the most from checking every day? The companies. Just like anything, too much of something can be a bad thing.

By: Rob

Rob — Tue, 02 Jun 2009 20:23:28 +0000

if everyone would stop worrying about a stupid 3 digit number called a fico score, then we could all worry about each other and help each other out. superficial people worry about shit like that. pay cash — its better for local bizness and a better principle for life in general than checking your score everyday.

By: eric

eric — Tue, 02 Jun 2009 14:38:26 +0000

I’m an angel.

By: DDFD at DivorcedDadFrugalDad

DDFD at DivorcedDadFrugalDad — Tue, 02 Jun 2009 14:05:47 +0000

Sorry, but everyday is overkill! The people who do that need to get a life!

By: Wise Money Matters

Wise Money Matters — Tue, 02 Jun 2009 13:43:04 +0000

Couldn’t agree more. I check my score monthly via Credit Karma (takes a few minutes) but only check the report once per year to check for errors.