Comments on: Don’t Use Credit Card and Get Incentives

By: aua868s

aua868s — Mon, 14 Dec 2009 03:58:29 +0000

my take is always cash back credit cards…a little incentive for paying dues in full is always welcome!

By: Mad Money

Mad Money — Sat, 14 Jul 2007 21:17:48 +0000

Interesting concept. I’ve never really thought of hedging in a way credit points to my advantage, but now I know yet another credit trick…

By: Ar

Ar — Fri, 13 Jul 2007 02:34:26 +0000

1If approved, you will receive one of the two possible Imagine® Gold MasterCard® Credit Card accounts – one with a $300 credit line, a $150 annual fee and initial available credit of $150 OR one with a $70 credit line, $15 annual fee and initial available credit of $55, but not both. Certain Fees will apply to these offers. Click here to see the full terms of these offers. If you are approved for an Imagine® Gold MasterCard® Credit Card, your checking account will be debited immediately for the one–time processing fee of $4.95 via Electronic Funds Transfer (EFT). If we try to debit the processing fee via EFT from your account and our attempt fails, you understand that we have the right to close your account. These offer are not valid for non-U.S. residents; residents of Iowa, New York, West Virginia, Wisconsin, Puerto Rico or other U.S. territories; individuals under the age of 18 (age 19 in Alabama and Nebraska). The Imagine® Gold MasterCard® Credit Card is issued by First Bank of Delaware, Member FDIC. For Customer Service, call 1-866-438-6978. Some credit score will be required for offer.

By: Ar

Ar — Fri, 13 Jul 2007 02:31:05 +0000

I was watching tv and a commercial for a credit card for people with bad credit came on. Check out the terms at the bottom of http://www.theimaginecard.com. THEY ARE RIDICULOUS. Talk about preying on people that already have bad credit. Check it out, I’d love to see your comments.

By: Rob Carlson

Rob Carlson — Thu, 12 Jul 2007 23:40:36 +0000

BofA gave me $25 to spend $500, exactly the month that we bought a new couch for the living room. So it was like getting a $25 markdown.

By: dong

dong — Thu, 12 Jul 2007 20:07:38 +0000

Yeah I was confusing things. Didn’t realized the 10% referred back to the 3000 bonus points, and not 10% on top of that….

By: jim

jim — Thu, 12 Jul 2007 18:20:31 +0000

It’s a limited promotion and it’s capped at $300 so it’s not that surprising.

By: jim

jim — Thu, 12 Jul 2007 18:20:05 +0000

Ahhh crap you’re right, I knew it when I was writing but somehow I only put 1% down and kept running with it.

By: dong

dong — Thu, 12 Jul 2007 17:32:58 +0000

I don’t have citi professional, but 10% cash back doesn’t sound right to me….

By: Derek Heidbrink

Derek Heidbrink — Thu, 12 Jul 2007 15:52:59 +0000

You’re math is off. In fact the citi professional offer is an additional 10% back + normal cash back. So you could be making as much as 13% back at restraunts, office supply stores, and car rentals. I also received the same offer on my CitiBuisiness card which I have not performed any purchases on in about 6 months.