Ebates Review: Get Cash Back for Shopping

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There are a number of credit card reward programs that allow you to get cash back when you spend money using your card. While these programs can be a good way to make the most out of a credit card, they are inaccessible to those who don’t want to use credit.

If you don’t like credit, you can still earn cash back, though. Ebates is one of the most popular online shopping rewards web sites. This site provides you with an opportunity to earn money — just for buying what you normally would.

How Does Ebates Work?

Ebates is easy to sign up for. You enter your email address, and start shopping. Right now, Ebates has a sign up bonus: You can choose a gift card from preselected retailers. As soon as you make your first $25 purchase, you receive the gift card.

Once you are signed up, you can log in to your account and start your online shopping from the Ebates web site. When you make a purchase from a retailer on the site, you are credited cash back. Ebates also offers coupon codes that you can use to get free or reduced shipping, as well as discounts on what you buy.

You regularly receive cash back, and you can choose to receive your cash back through PayPal or by paper check. Another option is to have your Ebates cash back sent to the designated charity of your choice, or to a friend. Ebates pays quarterly, whether you receive a check or a PayPal payment, as long as you have at least $5.01 in cash back earned. In order to receive payment through PayPal, though, you need to go into your account and verify your name and address.

It costs you nothing to sign up for Ebates; the company earns a sales commission from retailers when you buy something. Your cash back comes out of the sales commission paid to Ebates.

Is Ebates Worth It?

As long as you are only buying what you would normally purchase anyway, Ebates is worth it. You don’t pay anything to participate. You should also double check to make sure that you are still getting a good price. In some cases you might get a better price from one web site. Getting cash back at Ebates may not make up for the price difference. It’s not worth it to pay more just to get a little bit of cash back. You aren’t truly saving in those cases.

If you don’t mind doing your shopping from an online portal, Ebates can be a good way to earn rewards for making purchases of things you would normally buy anyway. You are paid for shopping — and you don’t even need a credit card. However, if you do have a rewards card, you can increase your cash back by using your rewards card and shopping at Ebates. It’s a great way to maximize your rewards without spending extra. Just make sure you pay your balance off each month so you aren’t seeing your rewards erased by interest charges.

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4 Responses to “Ebates Review: Get Cash Back for Shopping”

  1. Matt K says:

    how about a comparison between ebates, mrrebates, fatwallet, etc.?

    • govenar says:

      You can use a site like evreward to check how much cashback different places are giving for a particular website (I don’t think they include fatwallet though). I’m a big fan of fatwallet in general, but it seems like mrrebates often has the highest cashback.
      fatwallet doesn’t have a minimum balance necessary to get your cashback; mrrebates has the highest minimum, $10. Though, mrrebates also gives new users a signup bonus.

  2. Ryan says:

    I use Ebates pretty frequently. My first online destination is always Amazon because they have great user-reviews, which is awesome for research. Then I do some price comparisons. Sometimes Amazon wins, but other times the rebates through Ebates wins out. It’s definitely worth looking into.

  3. skylog says:

    i have used ebates as well as fatwallet for some time. flawless. sure, it may not be a great deal of money, but it is free if you were looking to make a certain purchase anyway.

    another great option is simply through each individual credit card company. it seems there can be higher rewards there.

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