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	<title>Comments on: Emigrant Direct &amp; HSBCDirect at 4.80%</title>
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	<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: denon</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10716</link>
		<dc:creator>denon</dc:creator>
		<pubDate>Fri, 30 Jun 2006 22:50:00 +0000</pubDate>
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		<description>Doh! I said Emigrant before, didn&#039;t I .. I meant to say HSBC. Sorry.</description>
		<content:encoded><![CDATA[<p>Doh! I said Emigrant before, didn&#8217;t I .. I meant to say HSBC. Sorry.</p>
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		<title>By: denon</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10715</link>
		<dc:creator>denon</dc:creator>
		<pubDate>Fri, 30 Jun 2006 22:49:29 +0000</pubDate>
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		<description>Actually, I whined to them about having a bunch of cash in HSBC, but Citi being so much higher. I got this note in response to my whining -- I just assumed it happened to everyone&#039;s accounts, maybe that&#039;s not the case?

&quot;Your money is earning even more for you! Effective June 30, your HSBCdirect.com Online Savings Account rate is 5.05% APY*. That&#039;s our highest rate ever - and more than 8x the national savings average&quot;</description>
		<content:encoded><![CDATA[<p>Actually, I whined to them about having a bunch of cash in HSBC, but Citi being so much higher. I got this note in response to my whining &#8212; I just assumed it happened to everyone&#8217;s accounts, maybe that&#8217;s not the case?</p>
<p>&#8220;Your money is earning even more for you! Effective June 30, your HSBCdirect.com Online Savings Account rate is 5.05% APY*. That&#8217;s our highest rate ever &#8211; and more than 8x the national savings average&#8221;</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10703</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 30 Jun 2006 20:22:13 +0000</pubDate>
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		<description>Their homepage still says 4.8%... seems odd they&#039;d cannibalize their own MyWay CDs by offering a 5.05% without bumping up their CD.</description>
		<content:encoded><![CDATA[<p>Their homepage still says 4.8%&#8230; seems odd they&#8217;d cannibalize their own MyWay CDs by offering a 5.05% without bumping up their CD.</p>
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		<title>By: denon</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10701</link>
		<dc:creator>denon</dc:creator>
		<pubDate>Fri, 30 Jun 2006 19:58:54 +0000</pubDate>
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		<description>Emigrant is up to 5.05% APR as of today. Woohoo! :)</description>
		<content:encoded><![CDATA[<p>Emigrant is up to 5.05% APR as of today. Woohoo! <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Matt</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10299</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Fri, 23 Jun 2006 17:44:33 +0000</pubDate>
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		<description>Yessss. I actually started my Emigrant Direct account, maybe last monthe. Started at 4.50%, then went to 4.65% and now it&#039;s up to 4.80%. I&#039;m feeling the love already. It&#039;s funny because just the other day I was watching Bernanke talk about how America needs to increase their savings and stop borrowing...I think this is the right step towards the future.</description>
		<content:encoded><![CDATA[<p>Yessss. I actually started my Emigrant Direct account, maybe last monthe. Started at 4.50%, then went to 4.65% and now it&#8217;s up to 4.80%. I&#8217;m feeling the love already. It&#8217;s funny because just the other day I was watching Bernanke talk about how America needs to increase their savings and stop borrowing&#8230;I think this is the right step towards the future.</p>
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		<title>By: Nick</title>
		<link>http://www.bargaineering.com/articles/emigrant-direct-hsbcdirect-at-480.html/comment-page-1#comment-10218</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Thu, 22 Jun 2006 12:40:04 +0000</pubDate>
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		<description>Emigrant Direct really doesn&#039;t want my money back, does it? I mean, 4.90% is all it would take, little Emmy! You can do it! :(</description>
		<content:encoded><![CDATA[<p>Emigrant Direct really doesn&#8217;t want my money back, does it? I mean, 4.90% is all it would take, little Emmy! You can do it! <img src='http://www.bargaineering.com/articles/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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