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Emigrant Direct Savings at 4% Interest!

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With the increase in short term interest rates by the Fed, Emigrant Direct is now offering 4% interest on their American Dream accounts. Four percent! That’s better than a lot of CDs.

For information on Emigrant Direct itself, read my Emigrant Direct review.

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5 Responses to “Emigrant Direct Savings at 4% Interest!”

  1. Okay, 4% is pretty hard to ignore. Sounds like it might be time for me to open an account and slide some money over there. I wonder how long it will take for other online banks to respond.

    • M.B. says:

      Call up the Bank. The rate are VARIABLE RATE!!!! Go up and down. NO GOOD!

      • Joanne says:

        They are all variable rates…..do you know of an on-line savings (or any savings account) that isn’t?

        Please advise.

        • jim says:

          No, all savings and checking accounts are variable rates. Occasionally a bank will guarantee a rate for 3 months or something (Everbank is currently offer 3.76% for the first three months).

  2. jim says:

    I doubt ING will increase theirs above 3.75% (it’s currently at 3.3%) let alone 3.5%. You can hook up the two and transfer money directly between the two.


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