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Emigrant Direct to 5.0%
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Emigrant Direct announced today that the APY on their online savings account is now 5.0%, keeping it competitive with every other online savings account out there. They also increased their MyWay CD rates from 5.0% to 5.35% with minimum opening deposit at $1000 and minimum maturity of 6 months.
While competitive rate wise, Emigrant has no sign-up bonuses. ING Direct offers a $25 referral if you deposit $250, please visit the ING Direct referral page if you want a referral. HSBC is offering a $25 Best Buy card for new account openings though you “must be a Best Buy cardholder to qualify for gift card offer.”
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Great rate and the bonus ! The rate just keeps going up now it is a good time to put some money into the banks.