Comments on: Endorsing Checks With Two Names After Marriage http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html personal finance blog with anecdotes, advice and commentary. Sat, 13 Mar 2010 03:14:37 -0500 hourly 1 By: Di Di http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-278382 Di Di Sat, 30 Aug 2008 05:04:16 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-278382 Quickly, Still married same last name but seperated...reuissed check from last job came to me in the mail from big company. Can I present it to my bank if I add his name to my account? What info will they need to add him? Quickly, Still married same last name but seperated…reuissed check from last job came to me in the mail from big company. Can I present it to my bank if I add his name to my account? What info will they need to add him?

]]> By: Linda http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-270595 Linda Mon, 21 Jul 2008 19:33:30 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-270595 I have a problem. My disaster insurance check was made out in my ex-husbands's name and my name with an "and" in the middle. I am having trouble cashing this with the bank of America. They say both parties have to come into the office. My ex refuses to do this. He's being nasty. Long story but I've already tried depositing it into the ATM. It was declined and mailed back. Everybody that I've spoken to cannot believe that This bank that I've dealt with for more than a decade is doing this. I went to the bank on the check but they said that they check should be written out as "or" instead. Can a check be written out as "and/or". Help me I need to make repairs on my house and yard. I have a problem. My disaster insurance check was made out in my ex-husbands’s name and my name with an “and” in the middle. I am having trouble cashing this with the bank of America. They say both parties have to come into the office. My ex refuses to do this. He’s being nasty. Long story but I’ve already tried depositing it into the ATM. It was declined and mailed back. Everybody that I’ve spoken to cannot believe that This bank that I’ve dealt with for more than a decade is doing this. I went to the bank on the check but they said that they check should be written out as “or” instead. Can a check be written out as “and/or”. Help me I need to make repairs on my house and yard.

]]> By: mike http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-235801 mike Mon, 12 May 2008 14:11:00 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-235801 i have a question, my fiance and i are about to get a nice check from my pops for an apartment we found, and he is making it out to me and her with both our names on it. is this gonna be problem when depositing it? i have a question, my fiance and i are about to get a nice check from my pops for an apartment we found, and he is making it out to me and her with both our names on it. is this gonna be problem when depositing it?

]]> By: TrayCee http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-226053 TrayCee Mon, 31 Mar 2008 05:10:17 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-226053 Can somebody help me with my situation? My husband has a bank account in his name only and I have for months wrote checks off his account signing his name with his permission of course, however, he has recently had an affair and got caught and he is now telling me he is going to file fraud charges against me for writing checks off his account. I am very worried that I am going to be in serious trouble for this. We live in Colorado and I am not familiar with all the laws here. The thing is I have wrote checks off this account for months yet he is just now going to say that I did this without his permission. The bank has never questioned it but I fear they will back him as it is I'm sure a liability. Please help me with some advice if you have any. Can somebody help me with my situation? My husband has a bank account in his name only and I have for months wrote checks off his account signing his name with his permission of course, however, he has recently had an affair and got caught and he is now telling me he is going to file fraud charges against me for writing checks off his account. I am very worried that I am going to be in serious trouble for this. We live in Colorado and I am not familiar with all the laws here. The thing is I have wrote checks off this account for months yet he is just now going to say that I did this without his permission. The bank has never questioned it but I fear they will back him as it is I’m sure a liability. Please help me with some advice if you have any.

]]> By: Carol http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-222068 Carol Thu, 06 Mar 2008 23:50:39 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-222068 I have a similar problem. I am divorced and my ex recieved an insurance rebate check made out in both of our names. But he refuses to endorse it saying he rather give up his half just so I won't get any!! Does anyone know what to do about this? Would it be possible for me to deposit it in my account if only I endorse it. I would appreciate comments about this. I have a similar problem. I am divorced and my ex recieved an insurance rebate check made out in both of our names. But he refuses to endorse it saying he rather give up his half just so I won’t get any!! Does anyone know what to do about this? Would it be possible for me to deposit it in my account if only I endorse it. I would appreciate comments about this.

]]> By: MoneyNing http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-221321 MoneyNing Sun, 02 Mar 2008 00:05:34 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-221321 In general, US banks don't really care about the actual names. They let you deposit it and then will just complain when the person who sent it complains. In general, US banks don’t really care about the actual names. They let you deposit it and then will just complain when the person who sent it complains.

]]> By: Personal Checks Unlimited http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-221125 Personal Checks Unlimited Fri, 29 Feb 2008 23:10:29 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-221125 My wife and I were just married about 9 months ago and it was the same scenario. We had absolutely zero problems. The banks really don't seem to have an issue when making deposits. She simply deposited the checks signing both her maiden name and new, (better ;), name as your's did. -Alan My wife and I were just married about 9 months ago and it was the same scenario. We had absolutely zero problems. The banks really don’t seem to have an issue when making deposits. She simply deposited the checks signing both her maiden name and new, (better ;) , name as your’s did.

-Alan

]]> By: thomas http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220914 thomas Fri, 29 Feb 2008 01:04:06 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220914 my wife's grandmother still sends her checks with her maiden name. We've never had a problem cashing it. my wife’s grandmother still sends her checks with her maiden name. We’ve never had a problem cashing it.

]]> By: pfodyssey http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220895 pfodyssey Thu, 28 Feb 2008 22:47:14 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220895 I like how you said "some" were checks. I'll best most, by a mile. Also, I was SHOCKED that you thought signing a bazillion checks TWICE was better than just getting the account changed. Of course, it was your wife who had to sign those checks, not you! The recall of signing all of those checks when I got married both hurts my hand and blurs my vision. Of course, a newlywed husband worth his salt would have offered to sign some of those for her. Of course, admittedly, I was more partial to pepper (did not think to do such a thing myself). Congratulations again and look forward to the day very soon where she will be signing both your names all the time (more efficient that way). I like how you said “some” were checks. I’ll best most, by a mile. Also, I was SHOCKED that you thought signing a bazillion checks TWICE was better than just getting the account changed. Of course, it was your wife who had to sign those checks, not you!

The recall of signing all of those checks when I got married both hurts my hand and blurs my vision. Of course, a newlywed husband worth his salt would have offered to sign some of those for her. Of course, admittedly, I was more partial to pepper (did not think to do such a thing myself).

Congratulations again and look forward to the day very soon where she will be signing both your names all the time (more efficient that way).

]]> By: Amanda Gleason http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220871 Amanda Gleason Thu, 28 Feb 2008 18:44:10 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220871 I kept my maiden name after I got married, but we often get checks addressed to Mr and Mrs. My-Husbands-Last-Name. I've never had any problem depositing these. One thing you can do, whether you change your name or not, is set up an "alias" name with your bank. That way, whether the check is made out to your new name, former name, or husband's name that you didn't take, you won't have a problem. I kept my maiden name after I got married, but we often get checks addressed to Mr and Mrs. My-Husbands-Last-Name. I’ve never had any problem depositing these.

One thing you can do, whether you change your name or not, is set up an “alias” name with your bank. That way, whether the check is made out to your new name, former name, or husband’s name that you didn’t take, you won’t have a problem.

]]> By: Geoff http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220855 Geoff Thu, 28 Feb 2008 16:55:59 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220855 Considering that I know people who have successfully deposited checks that were made out to someone else (accidently), and that my wife had a paycheck that someone else accidently deposited successfully into their own account, I don't think most banks care who signs it. Considering that I know people who have successfully deposited checks that were made out to someone else (accidently), and that my wife had a paycheck that someone else accidently deposited successfully into their own account, I don’t think most banks care who signs it.

]]> By: Molly http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220853 Molly Thu, 28 Feb 2008 16:37:03 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220853 We had no trouble depositing checks made out to all combinations of our names (correct and incorrect), including one made out to Myfirstname & Hisfirstname, with no last names at all (older, slightly crazy relative), and one made out to me and an incorrect name for my husband (since one relative was kind enough to give us a gift despite not knowing my husband's first name, apparently). All of these checks were signed by one or the other of us, with our current legal name (no matter what was on the check) and happily accepted by a cashier at Bank of America. It's definitely a scary thought, but that laxness worked in our favor in this case. We had no trouble depositing checks made out to all combinations of our names (correct and incorrect), including one made out to Myfirstname & Hisfirstname, with no last names at all (older, slightly crazy relative), and one made out to me and an incorrect name for my husband (since one relative was kind enough to give us a gift despite not knowing my husband’s first name, apparently). All of these checks were signed by one or the other of us, with our current legal name (no matter what was on the check) and happily accepted by a cashier at Bank of America. It’s definitely a scary thought, but that laxness worked in our favor in this case.

]]> By: Patrick http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220823 Patrick Thu, 28 Feb 2008 14:00:40 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220823 Congrats, Jim! We had checks made out to both of us, maiden name, new name, just one of us, etc. We just called our bank, explained the situation and they made a note in our account. We mailed them all in at once (we don't have a local branch), and they took care of everything. They were very accommodating. :) Congrats, Jim!

We had checks made out to both of us, maiden name, new name, just one of us, etc. We just called our bank, explained the situation and they made a note in our account. We mailed them all in at once (we don’t have a local branch), and they took care of everything. They were very accommodating. :)

]]> By: RacerX http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220775 RacerX Thu, 28 Feb 2008 06:16:01 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220775 The important part first...Congratulations! Every new couple goes through this. We had an issue with a Credit Card that wouldn't take the change, and had to fight them as they were pulling all kinds of games to have us hit late fees...No more CC issues thank goodness The important part first…Congratulations!

Every new couple goes through this. We had an issue with a Credit Card that wouldn’t take the change, and had to fight them as they were pulling all kinds of games to have us hit late fees…No more CC issues thank goodness

]]> By: thehungrydollar.com http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html/comment-page-1#comment-220769 thehungrydollar.com Thu, 28 Feb 2008 05:43:08 +0000 http://www.bargaineering.com/articles/endorsing-checks-with-two-names-after-marriage.html#comment-220769 I had the same problem. You would think people would realize her name is going to change. Oh well. Anyway, congrats! I had the same problem. You would think people would realize her name is going to change. Oh well. Anyway, congrats!

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